Kenton County property record for 447 Morris Rd, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,310 sqft · built 1984 |
| Lot Size | 0.234 acres (10,217 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Aug 2022) |
| Tax Bill | $4,112 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-30-00-224.00 |
| Primary APN | 027-30-00-224.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Finished Area |
| Gross Area | 2,857 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,217 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 0273000224.00 |
|---|---|
| Street Address | 447 MORRIS RD |
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH WOODS SEC 1 LOT 35 85'X 120.15' |
| Legal Subdivision | NORTH WOODS |
| Legal Phase | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 64800 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 447 MORRIS RD, FT WRIGHT, KY 41011-1860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 25, 2022 | Warranty Deed, Transfer |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Oct 3, 2019 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | Jul 25, 2022 · Amount on Record |
| Deed Document Number | 0000181481 |
| Deed Book / Page | 181 / 481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 5, 2022 |
| Property Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0005900173 |
| Book / Page | 181 / 481 |
| Map Reference | PL 1308 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 22080505900173 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 MORRIS RD, 447, COVINGTON, KY 41011-1860 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0005900174 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 22080505900174 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 25, 2022 |
| Property Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0005900073 |
| Book / Page | 178 / 856 |
| Map Reference | PL 1308 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 22072505900073 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 MORRIS RD, 447, FT MITCHELL, KY 41011-1860 |
| Name | Verified Name |
|---|---|
| Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0000000053 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 447 MORRIS RD COVINGTON KY 410111860, COVINGTON, KY 41011-1860 |
| Document Number | 0000000053 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 00M156/000226 |
| Instrument | 53 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 3, 2019 |
| Property Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0000000152 |
| Book / Page | 0C6767 / 000333 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 152 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 447 MORRIS RD COVINGTON KY 410111860, COVINGTON, KY 41011-1860 |
| Document Number | 154 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 0C6767/000336 |
| Instrument | 154 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 447 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0000000167 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 447 MORRIS RD FORT WRIGHT KY 410111860, FORT WRIGHT, KY 41011-1860 |
| Document Number | 0000000167 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 0C6546/000156 |
| Instrument | 167 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,112.00 (-7.03%) | $415,000 (-) Land $45,000 Building $370,000 | $415,000 (-) Land $45,000 Building $370,000 |
| 2023 | $4,423.00 | $415,000 Land $45,000 Building $370,000 | $415,000 Land $45,000 Building $370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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