447 Monaco J, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 447 Monaco J, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 726 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$81,500 (Nov 2018)
Tax Bill	$666 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-010-4470`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-010-4470`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	726 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Enclosed/Finished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	447 MONACO J
City	DELRAY BEACH
State	FL
Zip	33446-1435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO J COND PAR 447
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	10
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 MONACO J, DELRAY BEACH, FL 33446-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	2018443668
Deed Book / Page	30267 / 654
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0248000419
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 27, 2018
Property Address	447 MONACO J, DELRAY BEACH, FL 33446-1435
Document Number	0302670654
Book / Page	30267 / 0654
Map Reference	OR 2342 PG 1836
Instrument Date	Nov 26, 2018
Instrument	20180443668
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15500 BOTTLEBRUSH CIR, 15500, DELRAY BEACH, FL 33484-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 MONACO J # 117, 117, DELRAY BEACH, FL 33446-1435

Mortgage

Document Number	20180443669
Date	Nov 27, 2018
Instrument	20180443669

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 8, 2017
Property Address	447 MONACO J, DELRAY BEACH, FL 33446-1435
Document Number	0294571736
Book / Page	029457 / 001736
Instrument Date	Nov 7, 2017
Instrument	396083
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 MONACO J DELRAY BEACH FL 334461435, DELRAY BEACH, FL 33446-1435

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$666.00 (+5.38%) Homeowner's exemption	$49,586 (+5.99%)	$74,521 (-8.53%) Building $74,521
2024	$632.00 (+4.46%)
2023	$605.00 (+2.72%) Homeowner's exemption	$46,785 (+3%)	$81,466 (+12.7%) Building $81,466
2022	$589.00 Homeowner's exemption	$45,422	$72,286 Building $72,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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