447 Main St, Hampden, MA 01036 Property Records

Hampden County and Hampden Town property record for 447 Main St, Hampden, MA 01036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,436 sqft · built 1855
Lot Size13.3 acres (579,348 sqft)
Owner2 Individual Names on File
Tax Bill$6,840 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNHAMP M:0036 B:0014 L:0

Property Details

APN / Parcel Number

Primary APNHAMP M:0036 B:0014 L:0
Alternative APN
  • 1777

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,436 sqft Living Area
Gross Area4,633 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1855
Effective Year BuiltEffective 1855
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area579,348 sqft (13.3 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1777
Street Address447 MAIN ST
CityHAMPDEN
StateMA
Zip01036-9682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Block14
JurisdictionHAMPDEN MA
Township / Civil DivisionHAMPDEN
Census Block Group2
Census Block2008
Census Tract813500

Owner

447 Main St is owned and occupied by two individuals.

Source: Hampden County and Hampden Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address447 MAIN ST, HAMPDEN, MA 01036-9682
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPDEN MA
Property Address447 MAIN ST, HAMPDEN, MA 01036-9682
Document Number22509-489
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedJan 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 MAIN ST HAMPDEN MA 010369682, HAMPDEN, MA 01036-9682

Mortgage

Document Number22509-489
DateJan 3, 2019
Book Page022509/000489
Instrument350
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 2, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 447 Main St was $6,840, up 7.7% from the year before.

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionHampden Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,840.00 (+7.72%)$453,300 (+11.79%) Land $141,500 Building $311,800$438,330
2024$6,350.00 (-7.18%)$405,500 (-) Land $133,600 Building $271,900
2023$6,841.00$405,500 Land $133,600 Building $271,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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