DeKalb County property record for 447 Lucerne Ln, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Jan 2007) |
| Tax Bill | $2,821 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-353-016 |
| Primary APN | 08-26-353-016 |
|---|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|---|
| Lot Dimensions | 135 ft deep x 55 ft wide |
| Account Number | 0826353016 |
|---|---|
| Street Address | 447 LUCERNE LN |
| City | DEKALB |
| State | IL |
| Zip | 60115-4736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 - IRVING PARK |
| Legal Subdivision | IRVING PARK |
| Legal Lot Number | 6 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1500 |
447 Lucerne Ln is owned and occupied by two individuals who acquired it in December 2025.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 LUCERNE LN, DEKALB, IL 60115-4736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Transfer on Death Deed, Transfer |
| Jan 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2007 · Amount on File |
| Deed Sale | Jan 8, 2007 · Amount on File |
| Deed Document Number | 2007314 |
| Last Transfer Date | Dec 31, 2025 |
| Transfer Doc | 0000000056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jan 5, 2026 |
| Property Address | 447 LUCERNE LN, DEKALB, IL 60115-4736 |
| Document Number | 0000000056 |
| Map Reference | DOC 93005896 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026000056 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 LUCERNE LN, DEKALB, IL 60115-4736 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 447 LUCERNE LN, DEKALB, IL 60115-4736 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000023 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 2024000023 |
| Name | ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SYCAMORE, IL 60178 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 2, 2034 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,010 (+9.51%) Land $11,288 Building $60,722 | $216,030 (+9.51%) Land $33,864 Building $182,166 | |
| 2024 | $2,821.00 Homeowner's exemption Senior Citizen's exemption | $65,757 (+14.69%) Land $10,308 Building $55,449 | $197,271 (+14.69%) Land $30,924 Building $166,347 |
| 2023 | $57,335 Land $8,988 Building $48,347 | $172,005 Land $26,964 Building $145,041 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 447 Lucerne Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Lucerne Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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