Orange County property record for 447 Locust St, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,132 sqft · built 1934 |
| Lot Size | 0.141 acres (6,125 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,374 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 496-154-09 |
| Primary APN | 496-154-09 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Lot Area | 6,125 sqft (0.141 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 447 LOCUST ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR LAGUNA CLIFFS # 2 BLK 23 LOT 7 |
| Legal Subdivision | LAGUNA CLIFFS #2 |
| Legal Tract | 413 |
| Legal Block | 23 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 62605 |
447 Locust St is held in a trust since November 2009.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 211 GROOM LN, LANGLEY, WA 98260-9308 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2009 |
| Transfer Doc | 0000136431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 447 LOCUST ST, LAGUNA BEACH, CA 92651-1605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 211 GROOM LN, LANGLEY, WA 98260-9308 |
| Document Number | 0000654419 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021000654419 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 447 Locust St was $3,374.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $233,856 (+2%) Land $123,370 Building $110,486 | |
| 2025 | $3,374.00 | $229,271 Land $120,951 Building $108,320 |
| 2023 | $3,492.00 (+3.74%) | $220,369 Land $116,254 Building $104,115 |
| 2022 | $3,366.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 447 Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1997–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Locust St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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