Montgomery County property record for 447 Lighthouse Trl, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,494 sqft · built 1995 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $549,900 (Aug 2022) |
| Tax Bill | $12,460 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-28624-0011 |
| Primary APN | O67-28624-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,494 sqft Living Area |
| Gross Area | 5,480 sqft |
| 1st Floor Area | 4,494 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 23,740 sqft (0.545 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 986 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 51 sqft |
| Deck Area | 348 sqft |
| Patio Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 447 LIGHTHOUSE TRL |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 BRENTWOOD DEV III COMMONWEALTH |
| Legal Subdivision | BRENTWOOD DEV III COMMONWEALTH |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40406 |
Source: Montgomery County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2012 · Amount on Record |
| Deed Document Number | 202252244 |
| Prior Transfer Date | Jul 28, 2022 |
| Prior Transfer Doc | 0000052243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Document Number | 0000010395 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026-00010395 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 13, 2026 |
| Property Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Document Number | 0000022334 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 202622334 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 18, 2022 |
| Property Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Document Number | 0000052244 |
| Map Reference | MB 137 PG 52 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-00052244 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 447 LIGHTHOUSE TRL, DAYTON, OH 45458-3643 |
| Document Number | 0000052245 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-00052245 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,460.00 (-0.17%) | $182,770 (-) Land $27,720 Building $155,050 | $522,190 (-) Land $79,200 Building $442,990 |
| 2024 | $12,481.00 (+8.63%) | ||
| 2023 | $11,489.00 (+6.41%) | $182,770 (+31.65%) Land $27,720 Building $155,050 | $522,190 (+31.64%) Land $79,200 Building $442,990 |
| 2022 | $10,797.00 | $138,830 Land $21,000 Building $117,830 | |
| 2020 | $396,670 Land $60,000 Building $336,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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