Albany County and Bethlehem Town property record for 447 Krumkill Rd, Albany, NY 12203
| Details | 7 bd · 5 ba · 4,814 sqft · built 2013 |
|---|---|
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Sep 2023) |
| Tax Bill | $6,357 (2026) |
| Deeds & Mortgages | Feb 2026 Refinance Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 63.15-1-1 |
| Primary APN | 012200 63.15-1-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,814 sqft Living Area |
| 1st Floor Area | 2,381 sqft |
| 2nd Floor Area | 2,433 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 535 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06301500010010000000 |
|---|---|
| Street Address | 447 KRUMKILL RD |
| City | ALBANY |
| State | NY |
| Zip | 12203-5948 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | RA |
| Legal Description | N BETHLEHEM |
| Legal Subdivision | MAP NO 1 MCKOWNVILLE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14100 |
Source: Albany County and Bethlehem Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FCU |
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Sep 14, 2023 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on Record |
| Deed Sale | Sep 14, 2023 · Amount on Record |
| Prior Sale | Oct 18, 2022 · Amount on Record |
| Deed Document Number | 202316519 |
| Prior Transfer Date | May 10, 2011 |
| Prior Transfer Doc | 0010927981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Document Number | 0000000495 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | R2026-2495 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Document Number | 0000000494 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | R2026-2494 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 FOREST DR, VOORHEESVILLE, NY 12186-5205 |
| Document Number | 0000004584 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | R2022-24584 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Document Number | 0000000274 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | R2023-7274 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Address | PITTSFIELD, MA 01201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 14, 2023 |
| Property Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
| Document Number | 0000006519 |
| Map Reference | MAP 3154 DR 154 |
| Instrument Date | Aug 24, 2023 |
| Instrument | R2023-16519 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 KRUMKILL RD, ALBANY, NY 12203-5948 |
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,357.00 (+2.42%) | ||
| 2025 | $6,207.00 | $577,000 (-) Land $83,000 Building $494,000 | $901,563 (+17.19%) Land $129,688 Building $771,875 |
| 2023 | $577,000 (-) Land $83,000 Building $494,000 | $769,333 (+14.67%) Land $110,667 Building $658,666 | |
| 2022 | $577,000 Land $83,000 Building $494,000 | $670,930 Land $96,512 Building $574,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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