447 Killarney St, Billings, MT 59105 Property Records

Yellowstone County property record for 447 Killarney St, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,909 sqft · built 1976
Lot Size	0.351 acres (15,274 sqft)
Owner	2 Individual Names on File
Last Sale	$332,400 (Oct 2018)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A12268C`

Property Details

APN / Parcel Number

Primary APN	`000A12268C`
Alternative APNs	`03-1033-27-2-04-14-0000` `R0312508` `A12268C`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,909 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	1,548 sqft
Basement Area	1,512 sqft
Finished Basement	1,361 sqft
Unfinished Basement	151 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,274 sqft (0.351 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	176 sqft
Deck Area	314 sqft
Patio Area	314 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	447 KILLARNEY ST
City	BILLINGS
State	MT
Zip	59105-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	OLEARY SUBD, S27, T01 N, R26 E, BLOCK 2, LOT 14
Legal Range	26E
Legal Township	01N
Legal Section	27
Legal Subdivision	OLEARY SUBD
Legal Block	2
Legal Lot Number	14
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2023
Census Tract	704

Owner

447 Killarney St is owned and occupied by two individuals who bought it in October 2018.

Source: Yellowstone County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	447 KILLARNEY ST, BILLINGS, MT 59105-3055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MONTANA
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Oct 1, 2018	Warranty Deed, Transfer UNIVERSAL LENDING
Apr 20, 2018	Deed of Trust, Mortgage VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	20183864098
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 29, 2026
Property Address	447 KILLARNEY ST, BILLINGS, MT 59105-3055
Document Number	0004147569
Instrument Date	Sep 24, 2026
Instrument	20264147569
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 KILLARNEY ST, BILLINGS, MT 59105-3055

Mortgage

Document Number	0004147569,
Date	Sep 29, 2026
Instrument	20264147569

Lender

Name	BANK OF MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	447 KILLARNEY ST, BILLINGS, MT 59105-3055
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003954143
Date	Jan 4, 2021
Instrument	3954143

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 1, 2018
Property Address	447 KILLARNEY ST, BILLINGS, MT 59105-3055
Document Number	0003864098
Instrument Date	Sep 26, 2018
Instrument	3864098
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	447 KILLARNEY ST BILLINGS MT 591053055, BILLINGS, MT 59105-3055

Mortgage

Document Number	3864099
Date	Oct 1, 2018
Instrument	3864099

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	447 KILLARNEY ST, BILLINGS, MT 59105-3055
Document Number	0003847405
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 KILLARNEY ST BILLINGS MT 591053055, BILLINGS, MT 59105-3055

Mortgage

Document Number	0003847405
Date	Apr 26, 2018
Instrument	3847405

Lender

Name	VALLEY FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 447 Killarney St was $2,784, down 25.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,200 (-) Land $71,196 Building $345,004	$416,200 (-) Land $71,196 Building $345,004
2025	$2,784.00 (-25.9%)	$416,200 Land $71,196 Building $345,004	$416,200 Land $71,196 Building $345,004
2024	$3,757.00 (+11.38%)
2023	$3,373.00	$378,000	$378,000 Land $65,702 Building $312,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Killarney St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Killarney St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, CenturyLink, TDS Telecom, Verizon.

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