McDowell County property record for 447 Harmony Grove Rd, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,020 sqft · built 1948 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | Company Name on File |
| Last Sale | $135,000 (Jun 2025) |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1732-00-35-2078 |
| Primary APN | 1732-00-35-2078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,020 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,854 sqft (0.341 acres) |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63754 |
|---|---|
| Street Address | 447 HARMONY GROVE RD |
| City | NEBO |
| State | NC |
| Zip | 28761-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.341 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970200 |
447 Harmony Grove Rd, a rural home, is owned by a company that bought it in June 2025.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2143 GOOSE CREEK RD, MARION, NC 28752-8326 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on File |
| Deed Sale | Jun 17, 2025 · Amount on File |
| Prior Sale | Jan 6, 2017 · Amount on File |
| Deed Document Number | 2025002876 |
| Deed Book / Page | 1504 / 398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 6, 2017 |
| Property Address | 447 HARMONY GROVE RD, NEBO, NC 28761-9573 |
| Document Number | 0012010991 |
| Book / Page | 1201 / 0991 |
| Map Reference | FILE 22409 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 2017000099 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 W GLENVIEW ST, 30, MARION, NC 28752-7961 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 447 HARMONY GROVE RD, NEBO, NC 28761-9573 |
| Document Number | 2017000100 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 2017000100 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2025 property tax bill for 447 Harmony Grove Rd was $1,005.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,005.00 | $150,580 Land $25,000 Building $125,580 | |
| 2023 | $1,005.00 | $150,580 Land $25,000 Building $125,580 | $150,580 Land $25,000 Building $125,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Harmony Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Harmony Grove Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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