447 Harborgate Dr, Denton, NC 27239 Property Records

Davidson County property record for 447 Harborgate Dr, Denton, NC 27239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,196 sqft · built 2018
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2024)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-021-H-000-0144`

Property Details

APN / Parcel Number

Primary APN	`09-021-H-000-0144`
Alternative APNs	`9245759` `9278204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,196 sqft Total Area
1st Floor Area	2,088 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Width	108 ft Width
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9278204
Street Address	447 HARBORGATE DR
City	DENTON
State	NC
Zip	27239-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PB43-79 L144 BK2662-288 HARBORGATE 2
Legal Subdivision	NEW HARBORGATE
Jurisdiction	DAVIDSON NC
Township / Civil Division	HEALING SPRING
Census Block Group	3
Census Block	3006
Census Tract	62001

Owner

Source: Davidson County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	447 HARBORGATE DR, DENTON, NC 27239-7782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 12, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	202414218
Deed Book / Page	2662 / 288
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Nov 29, 2023
Property Address	447 HARBORGATE DR, DENTON, NC 27239-7782
Document Number	0026280053
Book / Page	2628 / 53
Map Reference	MB 43 PG 79
Instrument Date	Nov 27, 2023
Instrument	2023021483
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 SEAFARER DR, ORIENTAL, NC 28571-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 HARBORGATE DR, DENTON, NC 27239-7782

Mortgage

Document Number	2023021484
Date	Nov 29, 2023
Instrument	2023021484

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	447 HARBORGATE DR, DENTON, NC 27239-7782
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17948 S NC HIGHWAY 109, DENTON, NC 27239-6533

Mortgage

Document Number	0025602421
Date	Aug 8, 2022
Book Page	2560/2421
Instrument	2022000017763

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	447 HARBORGATE DR, DENTON, NC 27239-7782
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024461906
Date	Dec 14, 2020
Book Page	2446/1906
Instrument	2020000027716

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Mar 12, 2020
Property Address	447 HARBORGATE DR, DENTON, NC 27239-7782
Document Number	0023982204
Book / Page	2398 / 2204
Map Reference	MB 43 PG 79
Instrument Date	Mar 12, 2020
Instrument	2020000005557
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6128 BROOKSHIRE BLVDF, 6128, CHARLOTTE, NC 28216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 HARBORGATE DR, DENTON, NC 27239-7782

Mortgage

Document Number	2020000005558
Date	Mar 12, 2020
Instrument	2020000005558

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+13.29%)	$306,180 (+8.14%)	$306,180 (+8.14%) Land $27,000 Building $279,180
2023	$1,783.00	$283,120	$283,120 Land $27,000 Building $256,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1984–2015)
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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