Waldo County and Islesboro Town property record for 447 Ferry Rd, Islesboro, ME 04848
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,728 sqft · built 1998 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,195,000 (May 2024) |
| Tax Bill | $9,985 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0014 L:0017=B |
| Primary APN | M:0014 L:0017=B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 91,476 sqft (2.1 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1113 |
|---|---|
| Street Address | 447 FERRY RD |
| City | ISLESBORO |
| State | ME |
| Zip | 04848-4753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 17-B |
| Jurisdiction | ISLESBORO ME |
| Township / Civil Division | ISLESBORO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 44000 |
447 Ferry Rd is owned by two individuals who bought it in May 2024.
Source: Waldo County and Islesboro Town records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 KATO DR, SUDBURY, MA 01776-2447 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2020 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Jan 8, 2020 | Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on File |
| Deed Sale | May 30, 2024 · Amount on File |
| Prior Sale | Nov 28, 2007 |
| Deed Document Number | 20243474 |
| Deed Book / Page | 5000 / 272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLESBORO ME |
| Property Address | 447 FERRY RD, ISLESBORO, ME 04848-4753 |
| Document Number | 0044760153 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 447 FERRY RD ISLESBORO ME 048484753, ISLESBORO, ME 04848-4753 |
| Document Number | 0044760153 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 004476/000153 |
| Instrument | 2068 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLESBORO ME |
| Property Address | 447 FERRY RD, ISLESBORO, ME 04848-4753 |
| Document Number | 0044590030 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 447 FERRY RD ISLESBORO ME 048484753, ISLESBORO, ME 04848-4753 |
| Document Number | 0044590030 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 004459/000030 |
| Instrument | 405 |
| Name | BANGOR SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | SEARSPORT, ME 04974 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jan 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 447 Ferry Rd was $9,985, down 3.5% from the year before.
Source: Waldo County and Islesboro Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| County Subdivision | Islesboro Town |
| Unified School District | Islesboro (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,985.00 (-3.49%) | $783,100 (-9.93%) Land $490,600 Building $292,500 |
| 2024 | $10,346.00 (+8.19%) | $869,400 (-) Land $490,600 Building $378,800 |
| 2023 | $9,563.00 | $869,400 Land $490,600 Building $378,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 447 Ferry Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Town of Islesboro Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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