Kane County property record for 447 Enterprise St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 936 sqft · built 1920 |
| Lot Size | 0.75 acres (3,267 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Mar 2018) |
| Tax Bill | $3,618 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-454-001 |
| Primary APN | 06-12-454-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 3,267 sqft (0.75 acres) |
| Street Address | 447 ENTERPRISE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRED HAGELS ADDN WEST 2 RODS OF NORTH 6 RODS LOT 9 |
| Legal Subdivision | FRED HAGELS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851302 |
447 Enterprise St is owned and occupied by an individual who bought it in March 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 ENTERPRISE ST, ELGIN, IL 60120-3824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2018 · Amount on File |
| Deed Sale | Mar 7, 2018 · Amount on File |
| Deed Document Number | 201810508 |
| Prior Transfer Date | Nov 26, 2013 |
| Prior Transfer Doc | 0000083076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 7, 2018 |
| Property Address | 447 ENTERPRISE ST, ELGIN, IL 60120-3824 |
| Document Number | 0000010508 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 10508 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 N DU BOIS AVE ELGIN IL 601235259, ELGIN, IL 60123-5259 |
| Document Number | 10509 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 10509 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2048 |
| Rate | 5.25% |
|---|
The 2025 property tax bill for 447 Enterprise St was $3,618 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,618.00 Homeowner's exemption | $55,431 (+8.57%) Land $9,857 Building $45,574 | $166,360 (+8.57%) Land $29,583 Building $136,777 |
| 2024 | $51,056 Land $9,079 Building $41,977 | $153,229 Land $27,248 Building $125,981 | |
| 2022 | $3,126.00 (+5.18%) Homeowner's exemption | $42,058 (+6.96%) Land $7,479 Building $34,579 | $126,174 (+6.96%) Land $22,437 Building $103,737 |
| 2021 | $2,972.00 Homeowner's exemption | $39,321 Land $6,992 Building $32,329 | $117,963 Land $20,976 Building $96,987 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 447 Enterprise St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 447 Enterprise St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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