Elbert County property record for 447 Elm St, Elberton, GA 30635
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,609 sqft · built 1966 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Mar 2021) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E15 019 |
| Primary APN | E15 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,609 sqft Heated Area |
| 1st Floor Area | 1,609 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 265 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Patio Area | 48 sqft |
|---|---|
| Canopy | 276 sqft |
| Storage Building | 120 sqft |
| Utility Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3078 |
|---|---|
| Street Address | 447 ELM ST |
| City | ELBERTON |
| State | GA |
| Zip | 30635-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELBERTON |
| Legal Subdivision | C T OGLESBY |
| Legal Lot Number | 42,43 |
| Jurisdiction | ELBERT GA |
| Township / Civil Division | ELBERTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 400 |
447 Elm St is owned and occupied by two individuals who bought it in March 2021.
Source: Elbert County records, as of March 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 ELM ST, ELBERTON, GA 30635-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage PEACH STATE FEDERAL CREDIT UNION |
| Mar 8, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Mar 6, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | Mar 6, 2018 · Amount on File |
| Deed Document Number | 2021207 |
| Deed Book / Page | 681 / 291 |
| Prior Transfer Date | Feb 24, 2012 |
| Prior Transfer Doc | 000540/307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT GA |
| Property Address | 447 ELM ST, ELBERTON, GA 30635-1253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 447 ELM ST, ELBERTON, GA 30635-1253 |
| Document Number | 0000000770/0000000294 |
|---|---|
| Date | Mar 24, 2025 |
| Book Page | 0000000770/0000000294 |
| Name | PEACH STATE FEDERAL CREDIT UNION |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT GA |
| Recording Date | Mar 8, 2021 |
| Property Address | 447 ELM ST, ELBERTON, GA 30635-1253 |
| Document Number | 000681/291 |
| Book / Page | 681 / 291 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-000207 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 ELM ST, ELBERTON, GA 30635-1253 |
| Document Number | 0000000681/0000000294 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 0000000681/0000000294 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ELBERT GA |
| Recording Date | Mar 6, 2018 |
| Property Address | 447 ELM ST, ELBERTON, GA 30635-1253 |
| Document Number | 0000629/43 |
| Book / Page | 629 / 43 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 2018-000352 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 447 Elm St was $2,568.
Source: Elbert County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Elbert County |
| Municipality | Elberton City |
| Unified School District | Elbert County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 | $107,787 Land $7,687 Building $100,100 | $269,466 Land $19,217 Building $250,249 |
| 2023 | $98,700 Land $6,016 Building $92,685 | $246,751 Land $15,039 Building $231,712 | |
| 2022 | $1,452.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 447 Elm St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBERTON serves 7,800 people · EPA ID GA1050001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElbertonNET Cable | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures