447 Elm Ave, Norman, OK 73069 Property Records

Cleveland County property record for 447 Elm Ave, Norman, OK 73069

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,172 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Aug 2003)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Feb 2018 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0033225`

Property Details

APN / Parcel Number

Primary APN	`R0033225`
Alternative APNs	`NC29ELMWD 1 23003` `33225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,172 sqft Living Area
1st Floor Area	908 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Business Cluster
Garage Area	264 sqft
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33225
Street Address	447 ELM AVE
City	NORMAN
State	OK
Zip	73069-5744
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	ELMWOOD PRT LT 23 BEG 105 S NW/C LT 24 E 140 S60 W140 N 60 TO BEG BLK 1
Legal Range	02W
Legal Township	09
Legal Section	31
Legal Subdivision	ELMWOOD
Legal Block	1
Legal Lot Number	23
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2019
Census Tract	200500

Owner

447 Elm Ave, a residential property, is owned by a company that acquired it in February 2018.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	3012 TRAILS CT, NORMAN, OK 73072-7458
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Quit Claim Deed, Transfer TITLE 68
Jan 6, 2017	Deed of Trust, Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2003 · Amount on File
Deed Sale	Aug 14, 2003 · Amount on File
Deed Book / Page	3680 / 439
Last Transfer Date	Feb 20, 2018
Transfer Doc	R201805248
Record Updated	Jun 8, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 26, 2018
Property Address	447 ELM AVE, NORMAN, OK 73069-5744
Document Number	0000005248
Book / Page	005771 / 000943
Instrument Date	Feb 20, 2018
Instrument	5248
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	TITLE 68

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3012 TRAILS CT NORMAN OK 730727458, NORMAN, OK 73072-7458

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	447 ELM AVE, NORMAN, OK 73069-5744
Document Number	0000001306
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 ELM AVE NORMAN OK 730695744, NORMAN, OK 73069-5744

Mortgage

Document Number	0000001306
Date	Jan 13, 2017
Book Page	005636/000165
Instrument	1306

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	NORMAN, OK 73070-5369

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 447 Elm Ave was $2,214.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00	$18,450 Land $5,690 Building $12,760	$324,224 Land $100,000 Building $224,224
2023	$2,010.00	$16,734 Land $7,384 Building $9,350	$226,611 Land $100,000 Building $126,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 447 Elm Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1982–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2007 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 447 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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