447 E Main St, Waukon, IA 52172 Property Records

Allamakee County property record for 447 E Main St, Waukon, IA 52172

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,037 sqft · built 1933
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$69,500 (Aug 2017)
Tax Bill	$1,192 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1032101012`

Property Details

APN / Parcel Number

Primary APN	`1032101012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	384 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	120 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	447 E MAIN ST
City	WAUKON
State	IA
Zip	52172-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCELS 99' X 120' & 132' X 120' IN NW NW DESC IN BK 89 PG 230
Legal Block	101
Jurisdiction	ALLAMAKEE IA
Township / Civil Division	MAKEE
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

447 E Main St is owned and occupied by an individual who acquired it in August 2021.

Source: Allamakee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	447 E MAIN ST, WAUKON, IA 52172-1753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit KERNDT BROTHERS SAVINGS BANK
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK
Aug 13, 2021	Intrafamily Transfer, Transfer
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK
Aug 30, 2017	Warranty Deed, Transfer · Line of Credit KERNDT BROTHERS SAVINGS BANK
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Deed Document Number	20171959
Last Transfer Date	Aug 6, 2021
Transfer Doc	0000002314
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLAMAKEE IA
Recording Date	Sep 10, 2026
Property Address	447 E MAIN ST, WAUKON, IA 52172-1753
Document Number	0000001905
Instrument Date	Sep 4, 2026
Instrument	20261905
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 E MAIN ST, WAUKON, IA 52172-1753

Mortgage

Document Number	0000001905,
Date	Sep 10, 2026
Instrument	20261905

Lender

Name	KERNDT BROTHERS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2036

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLAMAKEE IA
Property Address	447 E MAIN ST, WAUKON, IA 52172-1753
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 E MAIN ST, WAUKON, IA 52172-1753

Mortgage

Document Number	0020222927
Date	Nov 23, 2022
Instrument	2022 2927

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank
Address	LANSING, IA 52151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	83 Months
Due	Oct 21, 2029

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLAMAKEE IA
Recording Date	Aug 13, 2021
Property Address	447 E MAIN ST, WAUKON, IA 52172-1753
Document Number	20212314
Instrument Date	Aug 6, 2021
Instrument	2021 2314
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 E MAIN ST, WAUKON, IA 52172-1753

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLAMAKEE IA
Property Address	447 E MAIN ST, WAUKON, IA 52172-1753
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171960
Date	Aug 30, 2017
Instrument	2017 1960

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank
Address	LANSING, IA 52151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2024

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLAMAKEE IA
Recording Date	Aug 30, 2017
Property Address	447 E MAIN ST, WAUKON, IA 52172-1753
Document Number	20171959
Instrument Date	Aug 21, 2017
Instrument	2017 1959
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 E MAIN ST, WAUKON, IA 52172-1753

Mortgage

Document Number	, 2017 1961
Date	Aug 30, 2017
Instrument	2017 1961

Lender

Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	20171961
Date	Aug 30, 2017
Instrument	2017 1961

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank
Address	LANSING, IA 52151

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLAMAKEE IA
Recording Date	Aug 30, 2017
Property Address	447 E MAIN ST, WAUKON, IA 52172-1753
Document Number	20171959
Map Reference	MB D PG 487
Instrument Date	Aug 21, 2017
Instrument	2017 1959
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	447 E MAIN ST, WAUKON, IA 52172-1753

Mortgage

Document Number	20171960
Date	Aug 30, 2017
Instrument	2017 1960

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 447 E Main St was $1,192 with a homeowner's exemption.

Source: Allamakee County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Allamakee County
Municipality	Waukon City
Unified School District	Allamakee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,192.00	$108,400 (+23.6%) Land $33,700 Building $74,700	$108,400 (+23.6%) Land $33,700 Building $74,700
2025	$1,192.00 Homeowner's exemption	$87,700 Land $19,100 Building $68,600	$87,700 Land $19,100 Building $68,600
2023		$78,000 (+19.82%) Land $19,100 Building $58,900	$78,000 Land $19,100 Building $58,900
2022	$1,076.00 Homeowner's exemption	$65,100 Land $19,100 Building $46,000
2021			$65,100 Land $19,100 Building $46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUKON WATER DEPARTMENT serves 3,827 people · EPA ID IA0398082
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allamakee-Clayton Electric Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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