447 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 447 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1956
Square Footage2,201 sqft Living Area
Lot Size7,971 sqft (0.183 acres)
OccupancyOwner Occupied
Last Sale$950,000 (2010)
Tax Bill$15,374.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-045-08
Alternative APN
  • 043-045-08-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,201 sqft Living Area
Gross Area2,777 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,971 sqft (0.183 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address447 CLIFF DR
CityAPTOS
StateCA
Zip95003-5130
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPS 06
Legal Lot NumberP
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2006
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-045-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address447 CLIFF DR, APTOS, CA 95003-5130
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
BAY FCU
Apr 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 20, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2010 · Amount on Record
Deed SaleJul 14, 2010 · Amount on Record
Prior SaleAug 23, 2004 · Amount on Record
Deed Doc Number201026913
Last Transfer DateJul 10, 2023
Transfer Doc0000002210
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address447 CLIFF DR, APTOS, CA 95003-5130
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 CLIFF DR, APTOS, CA 95003-5130

Mortgage

Document Number0000014675
DateAug 07, 2023
Instrument2023-0014675
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term301 Months
DueSep 15, 2048

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address447 CLIFF DR, APTOS, CA 95003-5130
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 CLIFF DR, APTOS, CA 95003-5130

Mortgage

Document Number0000018571
DateApr 01, 2021
Instrument2021-0018571
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address447 CLIFF DR, APTOS, CA 95003-5130
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005020
DateFeb 20, 2018
Instrument2018-0005020
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 02, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,241,462 (+2%) Land $806,950 Building $434,512
2025$15,374.00 (+7.7%)$1,217,120 (+4.04%) Land $791,128 Building $425,992
2024$14,275.00 (+1.97%)
2023$13,999.00 (+2.1%)$1,169,857 Land $760,407 Building $409,450$1,671,930
2022$13,711.00

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