Bland County property record for 447 Ceres School Rd, Ceres, VA 24318
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,215 sqft · built 1971 |
| Lot Size | 23.3 acres (1,015,384 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $589 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 118 A 62 |
| Primary APN | 118 A 62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,954 sqft |
| 1st Floor Area | 2,268 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 1,015,384 sqft (23.3 acres) |
| Terrain | Rolling |
| Porch | Enclosed Porch |
| Porch Area | 324 sqft |
| Deck Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 4919 |
|---|---|
| Street Address | 447 CERES SCHOOL RD |
| City | CERES |
| State | VA |
| Zip | 24318-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | NEAR CERES 23.31 447 CERES SCHOOL RD 13-117 552 |
| Jurisdiction | BLAND VA |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 40200 |
Source: Bland County records, as of April 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1, CERES, VA 24318-0001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK |
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLAND VA |
| Property Address | 447 CERES SCHOOL RD, CERES, VA 24318-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | NEW CENTURY TITLE AND SETTLEMENT, NEW CENTURY TITLE & STLMNTS |
| Name | Verified Name |
|---|
| Document Number | 0220000068 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 220000068 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLAND VA |
| Property Address | 447 CERES SCHOOL RD, CERES, VA 24318-3410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|
| Document Number | 0180000508 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 180000508 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bland County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bland County |
| Unified School District | Bland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $589.00 | $98,300 (-) Land $58,900 Building $39,400 | $98,300 (-) Land $58,900 Building $39,400 |
| 2023 | $589.00 | $98,300 Land $58,900 Building $39,400 | $98,300 Land $58,900 Building $39,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 85% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
No cell data coverage reported
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