447 Center St, Erlanger, KY 41018 Property Records

Kenton County property record for 447 Center St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jul 2025)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-30-14-044.00`

Property Details

APN / Parcel Number

Primary APN	`003-30-14-044.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	447 CENTER ST
City	ERLANGER
State	KY
Zip	41018-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT GROVE 2ND BLK 1 LOTS 41-42
Legal Subdivision	PHEASANT GROVE
Legal Phase	1
Legal Block	1
Legal Lot Number	41-42
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2019
Census Tract	64400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 CENTER ST, ERLANGER, KY 41018-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	202583
Deed Book / Page	353 / 301
Prior Transfer Date	Jul 15, 2025
Prior Transfer Doc	0005900083
Record Updated	Oct 29, 2026

May 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KENTON KY
Recording Date	May 24, 2021
Property Address	447 CENTER ST, ERLANGER, KY 41018-1417
Document Number	0005900048
Book / Page	91 / 929
Map Reference	PL 486
Instrument Date	May 14, 2021
Instrument	21052405900048
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1795 BEAVER RD, WALTON, KY 41094-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	447 CENTER ST, ERLANGER, KY 41018-1417

Mortgage

Document Number	0005900043
Date	May 27, 2021
Book Page	221/219
Instrument	21052705900043

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $25,000 Building $155,000	$180,000 (-) Land $25,000 Building $155,000
2025	$2,374.00 (+1.54%)	$180,000 (-) Land $25,000 Building $155,000	$180,000 (-) Land $25,000 Building $155,000
2023	$2,338.00	$180,000 Land $25,000 Building $155,000	$180,000 Land $25,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20