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447 Cataract Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 447 Cataract Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1967
Lot Size0.301 acres (13,110 sqft)
OwnerIndividual Name on Record
Last Sale$207,000 (May 2025)
Tax Bill$4,582 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8813-03-126-007

Property Details

APN / Parcel Number

Primary APN8813-03-126-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,110 sqft (0.301 acres)
Lot Dimensions115 ft deep x 120 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address447 CATARACT AVE
CityWATERLOO
StateIA
Zip50702-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRESTVIEW SECOND ADDITION LOT 175
Legal Range13W
Legal Township88N
Legal Section03
Legal SubdivisionCRESTVIEW SECOND ADDITION
Legal Lot Number175
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1007
Census Tract1301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address447 CATARACT AVE, WATERLOO, IA 50702-5156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2025 · Amount on Record
Deed SaleMay 12, 2025 · Amount on Record
Deed Document Number20256403
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 12, 2025
Property Address447 CATARACT AVE, WATERLOO, IA 50702-5156
Document Number0202506403
Instrument DateMay 2, 2025
Instrument2025-06403
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 CATARACT AVE, WATERLOO, IA 50702-5156

Mortgage

Document Number0202506404
DateMay 12, 2025
Instrument2025-06404
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,582.00 (+7.56%) Homeowner's exemption$235,420 (+6.88%) Land $36,260 Building $199,160$235,420 (+6.88%) Land $36,260 Building $199,160
2024$4,260.00 (+18.4%)
2023$220,270 (+27.57%) Land $36,260 Building $184,010$220,270 (+27.57%) Land $36,260 Building $184,010
2022$3,598.00 Homeowner's exemption$172,660 Land $36,260 Building $136,400
2021$172,660 Land $36,260 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–1990)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
GigFire
Fixed Wireless		150 / 130

May also be available: AT&T, Nextlink, Verizon.

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