447 Beech St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 447 Beech St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,840 sqft · built 1910
Lot Size	0.125 acres (5,458 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2015)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Sep 2024 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0059 B:0000 L:34`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0059 B:0000 L:34`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	5,612 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,458 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	447 BEECH ST
City	HOLYOKE
State	MA
Zip	01040-2203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	34
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3008
Census Tract	812002

Owner

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	447 BEECH ST, HOLYOKE, MA 01040-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Book / Page	20771 / 66
Transfer Doc	17428-232
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	447 BEECH ST, HOLYOKE, MA 01040-2203
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025588-590
Date	Sep 27, 2024
Book Page	25588/590
Instrument	44798

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	447 BEECH ST, HOLYOKE, MA 01040-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23617-45
Date	Dec 29, 2020
Book Page	23617/45
Instrument	78622

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,671.00 (+7.16%)	$382,100 (+16.32%) Land $41,700 Building $340,400
2024	$6,225.00 (+8.9%)	$328,500 (+7.81%) Land $39,500 Building $289,000
2023	$5,716.00	$304,700 Land $39,500 Building $265,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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