Kent County property record for 447 Alder Rd, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,774 sqft · built 1979 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jun 2026) |
| Tax Bill | $1,032 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-085.12-04-34.00-000 |
| Primary APN | 2-05-085.12-04-34.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14400 |
|---|---|
| Street Address | 447 ALDER RD |
| City | DOVER |
| State | DE |
| Zip | 19904-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | MAYFAIR II, LOT 4 447 ALDER ROAD |
| Legal Subdivision | MAYFAIR II |
| Legal Lot Number | 4 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 41500 |
Source: Kent County assessment roll, APN 2-05-085.12-04-34.00-000, as of September 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Apr 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 17, 2018 | Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 2026538602 |
| Deed Book / Page | 14268 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 23, 2026 |
| Property Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Document Number | 0000538602 |
| Book / Page | 14268 / 36 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 2026538602 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,232,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Document Number | 0000538603, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026538603 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000491793 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 12947/62 |
| Instrument | 2024-491793 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Document Number | 0000472216 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 12446/171 |
| Instrument | 2023-472216 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 17, 2018 |
| Property Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Document Number | 0000340804 |
| Book / Page | 9123 / 339 |
| Map Reference | MB14 PG26 |
| Instrument Date | May 15, 2018 |
| Instrument | 2018-340804 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 HARCREST CT, 9, DOVER, DE 19901-6459 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 447 ALDER RD, DOVER, DE 19904-4821 |
| Document Number | 0000340805 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018-340805 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Number | 0000340806 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 9124/021 |
| Instrument | 2018-340806 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Amount | Amount Recorded |
|---|
Source: Kent County assessment roll as of September 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Caesar Rodney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,032.00 (-12.24%) | $257,300 (+456.93%) Land $91,900 Building $165,400 |
| 2023 | $1,176.00 | $46,200 Land $9,700 Building $36,500 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010415001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2011–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 111 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Source: EPA Safe Drinking Water Information System, water system DE0000571, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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