447 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 447 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1946
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2008)
Tax Bill	$4,801 (2025)
Deeds & Mortgages	Oct 2012 Mortgage Oct 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-030245-090`

Property Details

APN / Parcel Number

Primary APN	`017-030245-090`
Alternative APNs	`17 30245 90` `65524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Elevator	Elevator

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	142 ft deep x 72.8 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	447 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 76 EX S 6FT & S1/2 LOT 75 BLOCK 3 EX COM SE COR LOT 75 ALG E LN N0D4M57SE 24.83FT TO N LN S1/2 LOT 75 & POB ALG N LN N89D46M4SW 22.74FT S1D32M56SW 5.78FT S88D46M28SE 22.89FT TO E LN LOT 75 ALG E
Legal Range	07W
Legal Township	15N
Legal Section	04
Legal Subdivision	SMITH & BATCHELDERS ADDITION
Legal Block	3
Legal Lot Number	75-76
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4008
Census Tract	700

Owner

Source: La Crosse County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 20TH ST S, LA CROSSE, WI 54601-5064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Oct 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
May 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2010	Intrafamily Transfer, Transfer
Mar 25, 2008	Deed, Transfer · Conventional Mortgage PARK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2008 · Amount on Record
Deed Sale	Mar 25, 2008 · Amount on Record
Deed Document Number	20081498049
Last Transfer Date	May 1, 2026
Transfer Doc	0001848807
Record Updated	Sep 20, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	447 20TH ST S, LA CROSSE, WI 54601-5064
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001608131
Date	Oct 25, 2012
Instrument	1608131

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	447 20TH ST S, LA CROSSE, WI 54601-5064
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001559430
Date	Oct 4, 2010
Instrument	1559430

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2040

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 8, 2026
Property Address	447 20TH ST S, LA CROSSE, WI 54601-5064
Document Number	0001848807
Instrument Date	May 1, 2026
Instrument	20261848807
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Oct 7, 2010
Property Address	447 20TH ST S, LA CROSSE, WI 54601-5064
Document Number	0001559801
Instrument Date	Sep 27, 2010
Instrument	1559801
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N140 OLD HIGHWAY 35, STODDARD, WI 54658-9717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 20TH STREET SOUTH, LA CROSSE, WI 54601-5064

March 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 25, 2008
Property Address	447 20TH ST S, LA CROSSE, WI 54601-5064
Document Number	0001498049
Instrument Date	Mar 1, 2008
Instrument	1498049
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 20TH ST S, LA CROSSE, WI 54601-5064

Mortgage

Document Number	0001498050
Date	Mar 25, 2008
Instrument	1498050

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,801.00 (-5.01%) Homeowner's exemption	$276,800 (+13.07%) Land $64,300 Building $212,500	$288,500 (+17.85%)
2023	$5,054.00 Homeowner's exemption	$244,800 Land $62,200 Building $182,600	$244,800 Land $62,200 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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