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4469 Ranchero Dr, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4469 Ranchero Dr, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,885 sqft · built 1967
Lot Size0.147 acres (6,403 sqft)
Owner2 Individual Names on Record
Last Sale$970,000 (Nov 2016)
Tax Bill$14,426 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN102-224-08

Property Details

APN / Parcel Number

Primary APN102-224-08
Alternative APN
  • 102-224-08-000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,885 sqft Living Area
Gross Area3,275 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.147 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
Deck Area30 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4469 RANCHERO DR
CitySOQUEL
StateCA
Zip95073-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionSOQUEL HLNDS UN 01 TR 409
Legal Lot Number38
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2014
Census Tract121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4469 RANCHERO DR, SOQUEL, CA 95073-2320
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 28, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Prior SaleOct 22, 2015 · Amount on Record
Deed Document Number201642852
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4469 RANCHERO DR, SOQUEL, CA 95073-2320
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029969
DateAug 7, 2020
Instrument2020-0029969
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2045

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4469 RANCHERO DR, SOQUEL, CA 95073-2320
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4469 RANCHERO DR, SOQUEL, CA 95073-2320

Mortgage

Document Number0000019273
DateJun 28, 2022
Instrument2022-0019273
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 2, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,148,284 (+2%) Land $803,799 Building $344,485
2025$14,426.00 (+9.68%) Homeowner's exemption$1,125,769 (+4.04%) Land $788,038 Building $337,731
2023$13,153.00 (+1.22%) Homeowner's exemption$1,082,053 Land $757,437 Building $324,616$1,548,810
2022$12,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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