44685 Wisdom Rd, Fremont, CA 94538 Property Records

Alameda County property record for 44685 Wisdom Rd, Fremont, CA 94538 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,564 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$1,712,000 (Oct 2022)
Tax Bill	$19,685 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-1761-175`

Property Details

APN / Parcel Number

Primary APN	`519-1761-175`
Alternative APN	`519-1761-175-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,564 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Construction Type	Wood
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	44685 WISDOM RD
City	FREMONT
State	CA
Zip	94538-6897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 8465 LOT: 13 BLDG: UNIT:74
Legal Tract	8465
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2011
Census Tract	441525

Owner

Source: Alameda County records · APN 519-1761-175

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44685 WISDOM RD, FREMONT, CA 94538-6897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	2022173228
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 18, 2022
Property Address	44685 WISDOM RD, FREMONT, CA 94538-6897
Document Number	0000173228
Map Reference	MB 365 PG 23-30
Instrument Date	Oct 07, 2022
Instrument	2022173228
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	44685 WISDOM RD, FREMONT, CA 94538-6897

Mortgage

Document Number	0000173229
Date	Oct 18, 2022
Instrument	2022173229

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	8.87%

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,564,000 (-3.75%) Land $471,300 Building $1,099,700
2025	$19,685.00 (+9.48%) Homeowner's exemption	$1,625,000 (+5.52%) Land $487,500 Building $1,137,500
2023	$17,980.00 Homeowner's exemption	$1,540,000 Land $462,000 Building $1,078,000	$1,615,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014415252, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.