Lorain County property record for 44685 Telegraph Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,928 sqft · built 1951 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (May 2021) |
| Tax Bill | $11,439 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-068-000-017 |
| Primary APN | 05-00-068-000-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 4,928 sqft Living Area |
| 1st Floor Area | 3,222 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,750 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 1,152 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 90 sqft |
| Canopy | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 44685 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04-05-068A -015-00 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 68 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 57100 |
44685 Telegraph Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 44685 TELEGRAPH RD, ELYRIA, OH 44035-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Fiduciary Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 16, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/LAKEWOOD |
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on File |
| Deed Sale | May 3, 2021 · Amount on File |
| Prior Sale | Mar 23, 2007 |
| Deed Document Number | 2021002570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 3, 2021 |
| Property Address | 44685 TELEGRAPH RD, ELYRIA, OH 44035-4330 |
| Document Number | 20210815709 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-0815709 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 44685 TELEGRAPH RD, ELYRIA, OH 44035-4330 |
| Document Number | 20210815710 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021-0815710 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44685 TELEGRAPH RD, ELYRIA, OH 44035-4330 |
| Document Number | 0000680477 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | GUARDIAN EQUITY SERVICES, GUARDIAN EQUITY SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 44685 TELEGRAPH RD ELYRIA OH 440354330, ELYRIA, OH 44035-4330 |
| Document Number | 0000680477 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 680477 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 19, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44685 TELEGRAPH RD, ELYRIA, OH 44035-4330 |
| Document Number | 0000677307 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 44685 TELEGRAPH RD ELYRIA OH 440354330, ELYRIA, OH 44035-4330 |
| Document Number | 0000677307 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 677307 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2033 |
The 2025 property tax bill for 44685 Telegraph Rd was $11,439.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,439.00 | $266,010 (-23.42%) Land $44,840 Building $221,170 | $760,020 (-23.42%) Land $128,110 Building $631,910 |
| 2024 | $11,439.00 (+37.59%) | $347,369 (+108.8%) Land $44,839 Building $302,530 | $992,480 (+108.8%) Land $128,110 Building $864,370 |
| 2023 | $8,314.00 (+4.11%) | $166,366 (%) Land $32,155 Building $134,211 | $475,330 Land $91,870 Building $383,460 |
| 2022 | $7,986.00 | $166,370 Land $32,160 Building $134,210 | |
| 2021 | $475,330 Land $91,870 Building $383,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44685 Telegraph Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44685 Telegraph Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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