4468 Topaz Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4468 Topaz Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1989
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$762,500 (Aug 2026)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168-273-07-00`

Property Details

APN / Parcel Number

Primary APN	`168-273-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,762 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,053 sqft (0.116 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4468 TOPAZ LN
City	OCEANSIDE
State	CA
Zip	92056-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 97 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	97
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	19809

Owner

Source: San Diego County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4468 TOPAZ LN, OCEANSIDE, CA 92056-4865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Grant Deed, Transfer · Conventional Mortgage STUART AND HILL
Feb 28, 2019	Reverse Mortgage, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	2026248516
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0000179732
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2026
Property Address	4468 TOPAZ LN, OCEANSIDE, CA 92056-4865
Document Number	0000248516
Instrument Date	Aug 5, 2026
Instrument	2026248516
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,713.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 TOPAZ LN, OCEANSIDE, CA 92056-4865

Mortgage

Document Number	0000248517,
Date	Aug 24, 2026
Instrument	2026248517

Lender

Name	STUART AND HILL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2019
Property Address	4468 TOPAZ LN, OCEANSIDE, CA 92056-4865
Document Number	0000071600
Instrument Date	Feb 20, 2019
Instrument	71600
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4468 TOPAZ LN #70 OCEANSIDE CA 920564865, 70, OCEANSIDE, CA 92056-4865

Mortgage

Document Number	71602
Date	Feb 28, 2019
Instrument	71602

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Feb 27, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.63%

Mortgage

Document Number	71601,
Date	Feb 28, 2019
Instrument	71601

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Feb 27, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.63%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,050 (+2%) Land $257,431 Building $171,619
2025	$4,712.00 (+8.75%) Homeowner's exemption	$420,638 (+4.04%) Land $252,384 Building $168,254
2023	$4,333.00 (+0.28%) Homeowner's exemption	$404,306 Land $242,585 Building $161,721
2022	$4,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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