4468 Oak Moss Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4468 Oak Moss Loop, Middleburg, FL 32068 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 2012
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Apr 2021)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-012-38`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-012-38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,314 sqft
1st Floor Area	1,873 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	96 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4468 OAK MOSS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 438 PINE RIDGE PLANTATION AS REC OR 4447 PG 167
Legal Range	25E
Legal Township	04S
Legal Section	30
Legal Subdivision	PINE RIDGE PLANTATION
Legal Lot Number	438
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3039
Census Tract	30204

Owner

Source: Clay County records · APN 30-04-25-008069-012-38

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 30, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 08, 2019	Deed of Trust, Mortgage · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Jun 03, 2016 · Amount on Record
Deed Document Number	202125031
Deed Book / Page	4447 / 167
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062

Mortgage

Document Number	0050241562
Date	Mar 17, 2026
Book Page	5024/1562
Instrument	2026012452

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062

Mortgage

Document Number	0047891958
Date	Jan 26, 2024
Book Page	4789/1958
Instrument	2024003749

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Mar 01, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062

Mortgage

Document Number	0046701851
Date	Nov 30, 2022
Book Page	4670/1851
Instrument	2022069709

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 01, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Transaction Type	Mortgage
Record Updated	Jun 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062

Mortgage

Document Number	0046080983
Date	May 17, 2022
Book Page	4608/983
Instrument	2022031235

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 22, 2021
Property Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Document Number	0044470167
Book / Page	4447 / 167
Map Reference	MB 52 PG 20-45
Instrument Date	Feb 27, 2021
Instrument	2021025031
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3149 SILVERADO CIR, 3149, GREEN COVE SPRINGS, FL 32043-6252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062

Mortgage

Document Number	0004447169
Date	Apr 22, 2021
Instrument	4447/169

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4468 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042491832
Date	Nov 08, 2019
Book Page	4249/1832
Instrument	2019060045

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,371.00 (+4.85%) Homeowner's exemption	$261,174 (+5.99%)	$267,651 (-4.66%) Land $50,000 Building $217,651
2024	$3,215.00 (-46.78%)
2023	$6,041.00 (+5.54%) Homeowner's exemption	$246,422 (+3%)	$280,724 (+17.34%) Land $50,000 Building $230,724
2022	$5,724.00 Homeowner's exemption	$239,245 Land $23,500 Building $215,745	$239,245 Land $23,500 Building $215,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 52 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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