4467 SE Murray Cove Cir, Stuart, FL 34997 Property Records

Martin County property record for 4467 SE Murray Cove Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2005
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$738,000 (Nov 2017)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-014-000-0034.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-014-000-0034.0-0-0000`
Alternative APNs	`25-38-41-014-000-00340-0` `544299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	2,113 sqft
1st Floor Area	1,630 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	544299
Street Address	4467 SE MURRAY COVE CIR
City	STUART
State	FL
Zip	34997-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 34 MURRAY COVE (PB 15 PG 91)
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	MURRAY COVE
Legal Block	3
Legal Lot Number	34
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3022
Census Tract	1410

Owner

4467 SE Murray Cove Cir is owned and occupied by two individuals who bought it in November 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4467 SE MURRAY COVE CIR, STUART, FL 34997-9132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2017	Quit Claim Deed, Transfer PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Document Number	20172662644
Deed Book / Page	2957 / 705
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	0029570705
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4467 SE MURRAY COVE CIR, STUART, FL 34997-9132
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4467 SE MURRAY COVE CIR, STUART, FL 34997-9132

Mortgage

Document Number	0032242674
Date	May 17, 2021
Book Page	3224/2674
Instrument	2889159

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 1, 2017
Property Address	4467 SE MURRAY COVE CIR, STUART, FL 34997-9132
Document Number	0029570705
Book / Page	002957 / 000705
Instrument Date	Oct 5, 2017
Instrument	2662644
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Tax	$516.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4467 SE MURRAY COVE CIR STUART FL 349979132, STUART, FL 34997-9132

Mortgage

Document Number	29570708
Date	Nov 1, 2017
Book Page	002957/000708
Instrument	2662645

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4467 SE Murray Cove Cir was $2,600 with a homeowner's exemption, down 0.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,600.00 (-0.12%) Homeowner's exemption	$177,743	$320,540 Land $117,000 Building $203,540
2024	$2,603.00 (+2.8%)
2023	$2,532.00 (+4.11%) Additional exemption filed	$167,703 (+3%)	$290,810 (+6.26%) Land $117,000 Building $173,810
2022	$2,432.00 Homeowner's exemption	$162,819	$273,670 Land $117,000 Building $156,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4467 SE Murray Cove Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1982–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4467 SE Murray Cove Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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