4465 S Ridgecrest Dr, Springfield, MO 65810 Property Records

Greene County property record for 4465 S Ridgecrest Dr, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,407 sqft · built 1971
Lot Size	0.686 acres (29,882 sqft)
Owner	2 Company Names on Record
Last Sale	$246,050 (Apr 2024)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-16-203-038`

Property Details

APN / Parcel Number

Primary APN	`88-18-16-203-038`
Alternative APN	`1816203038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,407 sqft Living Area
1st Floor Area	2,407 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	29,882 sqft (0.686 acres)
Lot Dimensions	269 ft deep x 111 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881816203038
Street Address	4465 S RIDGECREST DR
City	SPRINGFIELD
State	MO
Zip	65810-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LURVEY'S RIDGECREST ADD LOT 3
Legal Range	22W
Legal Township	28N
Legal Section	16
Legal Subdivision	LURVEYS RIDGECREST
Legal Block	203
Legal Lot Number	3
Jurisdiction	GREENE MO
Township / Civil Division	BATTLEFIELD B
Census Block Group	4
Census Block	4004
Census Tract	4105

Owner

Source: Greene County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit MULTIPLI CU
Aug 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MID MISSOURI BANK
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	202410268
Deed Book / Page	2024 / 10268
Prior Transfer Date	Jul 20, 2021
Prior Transfer Doc	0000038630
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Aug 17, 2026
Property Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Document Number	0000029386
Book / Page	2026 / 29386
Instrument Date	Aug 10, 2026
Instrument	202629386
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079

Mortgage

Document Number	0000029386,
Date	Aug 17, 2026
Book Page	2026/29386
Instrument	202629386

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2046

Interest

Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Apr 9, 2024
Property Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Document Number	0000001026
Book / Page	2024 / 10268-24
Instrument Date	Apr 9, 2024
Instrument	10268-24
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079

Mortgage

Document Number	0000001026
Date	Apr 9, 2024
Instrument	10269-24

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004805
Date	Nov 28, 2022
Book Page	2022/48052-22
Instrument	48052-22

Lender

Name	MULTIPLI CU
Type	Credit Union
Address	SPRINGFIELD, MO 65802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE MO
Recording Date	Aug 3, 2021
Property Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Document Number	0000003863
Book / Page	2021 / 38630-21
Instrument Date	Jul 20, 2021
Instrument	38630-21
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079

Mortgage

Document Number	0000003863
Date	Aug 3, 2021
Instrument	38631-21

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Aug 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039250
Date	Nov 4, 2019
Book Page	2019/039250-19
Instrument	039250-19

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Dec 3, 2018
Property Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079
Document Number	0000004352
Book / Page	2018 / 043529-18
Instrument Date	Nov 29, 2018
Instrument	043529-18
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 S RIDGECREST DR, SPRINGFIELD, MO 65810-1079

Mortgage

Document Number	0000043530
Date	Dec 3, 2018
Book Page	2018/043530-18
Instrument	043530-18

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,840 (-) Land $6,650 Building $38,190
2025	$2,310.00 (+4.52%)	$44,840 (+11.74%) Land $6,650 Building $38,190	$236,000 (+11.74%) Land $35,000 Building $201,000
2023	$2,210.00 (+14.86%)	$40,130 (+12.09%) Land $5,700 Building $34,430	$211,200 (+12.1%) Land $30,000 Building $181,200
2022	$1,924.00	$35,800 Land $5,700 Building $30,100
2021			$188,400 Land $30,000 Building $158,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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