Dakota County property record for 4465 Ches Mar Cir, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,262 sqft · built 1977 |
| Lot Size | 0.483 acres (21,027 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $728,000 (Apr 2024) |
| Tax Bill | $8,660 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-17100-01-090 |
| Primary APN | 10-17100-01-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,262 sqft Living Area |
| Gross Area | 5,034 sqft |
| 1st Floor Area | 4,262 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 21,027 sqft (0.483 acres) |
| Garage Type | Attached |
| Garage Area | 772 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4465 CHES MAR CIR |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHES MAR 1ST ADDITION 9 1 |
| Legal Subdivision | CHES MAR 1ST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60731 |
Source: Dakota County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4465 CHES MAR CIR, SAINT PAUL, MN 55123-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 10, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage STEPHEN L SCHMITZ ETAL |
| May 9, 2017 | Deed of Trust, Mortgage · Line of Credit HEARTLAND CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Prior Sale | Mar 1, 1996 · Amount on Record |
| Deed Document Number | 20241641831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4465 CHES MAR CIR, EAGAN, MN 55123-1827 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003518453 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 3518453 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | May 10, 2024 |
| Property Address | 4465 CHES MAR CIR, EAGAN, MN 55123-1827 |
| Document Number | 0003629925 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 3629925 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,402.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4465 CHES MAR CIR, EAGAN, MN 55123-1827 |
| Document Number | 0003629926 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 3629926 |
| Name | STEPHEN L SCHMITZ ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4465 CHES MAR CIR, EAGAN, MN 55123-1827 |
| Document Number | 0003195818 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4465 CHES MAR CIR EAGAN MN 551231827, EAGAN, MN 55123-1827 |
| Document Number | 0003195818 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 3195818 |
| Name | HEARTLAND CU |
|---|---|
| Type | Credit Union |
| Address | INVER GROVE HTS, MN 55077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 8, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,660.00 (+29.6%) | $706,400 (+18.19%) Land $122,800 Building $583,600 | $706,400 (+18.19%) Land $122,800 Building $583,600 |
| 2024 | $6,682.00 Homeowner's exemption | $597,700 Land $119,800 Building $477,900 | |
| 2023 | $597,700 Land $119,800 Building $477,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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