4461 Spruce Ct, Warren, MI 48092 Property Records

Macomb County property record for 4461 Spruce Ct, Warren, MI 48092

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,393 sqft · built 1999
Owner	Individual Name on File
Last Sale	$182,900 (Aug 2000)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-17-103-129`

Property Details

APN / Parcel Number

Primary APN	`12-13-17-103-129`
Alternative APN	`1317103129`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,377 sqft
Basement Area	1,377 sqft
Unfinished Basement	1,377 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4461 SPRUCE CT
City	WARREN
State	MI
Zip	48092-6115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1-C
Legal Description	PALMER WOODS ESTATES MCCP NO 439; UNIT 129. L5965 P742-789
Legal Subdivision	PALMER WOODS ESTATES
Legal Unit	129
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4005
Census Tract	262200

Owner

4461 Spruce Ct, a condominium, is owned and occupied by an individual who acquired it in June 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4461 SPRUCE CT, WARREN, MI 48092-6115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jul 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CHIEF FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2000 · Amount on File
Deed Sale	Aug 31, 2000 · Amount on File
Last Transfer Date	Jun 21, 2019
Transfer Doc	0000073177
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	4461 SPRUCE CT, WARREN, MI 48092-6115
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 SPRUCE CT 129, 129, WARREN, MI 48092-6115

Mortgage

Document Number	2200009795
Date	Jan 18, 2022
Book Page	28374/862
Instrument	202200009795

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 1, 2019
Property Address	4461 SPRUCE CT, WARREN, MI 48092-6115
Document Number	0000073177
Book / Page	26047 / 321
Map Reference	LB 5965 PG 742-789
Instrument Date	Jun 21, 2019
Instrument	9073177
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 SPRUCE CT, WARREN, MI 48092-6115

Mortgage

Document Number	0000073178
Date	Jul 1, 2019
Instrument	9073178

Lender

Name	CHIEF FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4461 Spruce Ct was $4,210 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,120 (+3.27%)	$288,240 (+3.27%)
2025	$4,210.00 Homeowner's exemption	$139,560	$279,120
2023		$119,170	$238,340
2022	$3,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4461 Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4461 Spruce Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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