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4461 Jacona Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4461 Jacona Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,929 sqft · built 1991
Lot Size0.154 acres (6,700 sqft)
Owner2 Trust Names on File
Last Sale$805,000 (Mar 2024)
Tax Bill$10,391 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2024 Sale & Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APNR12-223-16-2010-0420-0080

Property Details

APN / Parcel Number

Primary APNR12-223-16-2010-0420-0080
Alternative APNs
  • 01083428
  • 1083428

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,929 sqft Living Area
Gross Area4,787 sqft
1st Floor Area1,929 sqft
FlooringCarpet
ElevatorElevator

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2012
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,700 sqft (0.154 acres)
Garage TypeCarport
Garage Area1,134 sqft
CarportCarport
Carport Area1,134 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchScreened Porch
Porch Area712 sqft
Deck AreaDeck Area
Patio Area42 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number01083428
Street Address4461 JACONA DR
CityHERNANDO BEACH
StateFL
Zip34607-2836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 4 BLK 42 LOT 8 RESL #2006-161 ORB 2276 PG 892
Legal SubdivisionGULF COAST RET UNIT 4
Legal Block42
Legal Lot Number8
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2025
Census Tract41501

Owner

4461 Jacona Dr is held in a trust since March 2024.

Source: Hernando County records, as of March 6, 2026

Owner of Record2 Trust Names on File
Mailing Address2555 SWEETGUM WAY W, CLEARWATER, FL 33761-3923
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 21, 2024Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Nov 1, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 28, 2020Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Sep 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2024 · Amount on File
Deed SaleMar 21, 2024 · Amount on File
Prior SaleMay 5, 2015 · Amount on File
Deed Document Number202418041
Deed Book / Page4405 / 588
Prior Transfer DateSep 22, 2020
Prior Transfer Doc0038920560
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836

Mortgage

Document Number0046411726
DateDec 4, 2025
Book Page4641/1726
Instrument2025083184
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2045

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 21, 2024
Property Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836
Document Number0044050588
Book / Page4405 / 588
Map ReferenceMB 6 PG 95-A-95-C
Instrument DateMar 15, 2024
Instrument2024018041
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanySOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,635.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address717 CHEVIOT CT, APOPKA, FL 32712-4748

Transferred To (Grantee/Buyer)

NameVerified Name
Address2555 SWEETGUM WAY W, CLEARWATER, FL 33761-3923

Mortgage

Document Number0004405592
DateMar 21, 2024
Instrument4405/592
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateNov 1, 2023
Property Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836
Document Number0043600404
Book / Page4360 / 404
Map ReferenceMB 6 PG 95A-95C
Instrument DateOct 19, 2023
Instrument2023069685
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836

Transferred To (Grantee/Buyer)

NameVerified Name
Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836

Mortgage

Document Number0039051076
DateOct 28, 2020
Book Page3905/1076
Instrument2020067653
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.09%
Type Change DateNov 1, 2025
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.09%
IndexPrime Rate
Max Rate9.09%

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateSep 28, 2020
Property Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836
Document Number0038920560
Book / Page003892 / 000560
Instrument DateSep 22, 2020
Instrument59501
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4461 JACONA DR HERNANDO BEACH FL 346072836, HERNANDO BEACH, FL 34607-2836

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJan 8, 2020
Property Address4461 JACONA DR, HERNANDO BEACH, FL 34607-2836
Document Number0037930340
Book / Page003793 / 000340
Instrument DateJan 3, 2020
Instrument1228
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4461 JACONA DR HERNANDO BEACH FL 346072836, HERNANDO BEACH, FL 34607-2836

Tax Assessment & Valuation

The 2025 property tax bill for 4461 Jacona Dr was $10,391.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,391.00$695,522 Land $229,810 Building $465,712$695,522 Land $229,810 Building $465,712
2023$379,508 (+3.23%) Land $379,508
2022$5,162.00 Homeowner's exemption$367,616$707,010 Land $180,230 Building $526,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4461 Jacona Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4461 Jacona Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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