4461 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 4461 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Single Family Home
Details	10 bd · 8.5 ba · 11,980 sqft · built 1984
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2018)
Tax Bill	$13,611 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Transfer + 1 more
APN	`340422-2-004-0309`

Property Details

APN / Parcel Number

Primary APN	`340422-2-004-0309`
Alternative APN	`P27528`

Interior

Bedrooms	10 Beds
Full Baths	8.5 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	11,980 sqft Living Area
Gross Area	14,480 sqft
1st Floor Area	6,483 sqft
Upper Floors Area	5,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2025
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,251 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	592 sqft
Deck Area	1,088 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4461 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(5.0000 AC) LOT 3 OF SKAGIT COUNTY SHORT PLAT NO. 42-83, APPROVED MARCH 14, 1984, AND RECORDED MARCH 19, 1984 UNDER AUDITORS FILE NO. 8403190045, IN VOLUME 6 OF SHORT PLATS, PAGE 127, RECORDS OF SKAGIT COUNTY, WASHINGTON; BEING A PORTION OF THE SOUTH
Legal Range	04
Legal Township	34
Legal Section	22
Legal Subdivision	SKAGIT COUNTY SHORT PLAT
Legal Block	1
Legal Lot Number	3
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1008
Census Tract	952304

Owner

Source: Skagit County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4461 E DIVISION ST, MOUNT VERNON, WA 98274-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARBORSTONE CREDIT UNION
Mar 11, 2026	Intrafamily Transfer, Transfer
Mar 15, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	201888
Last Transfer Date	Jan 17, 2019
Transfer Doc	0000000059
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Jul 14, 2026
Property Address	4461 E DIVISION ST, MOUNT VERNON, WA 98274-9440
Document Number	0000000058
Instrument Date	Jul 7, 2026
Instrument	202658
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 E DIVISION ST, MOUNT VERNON, WA 98274-9440

Mortgage

Document Number	0000000058,
Date	Jul 14, 2026
Instrument	202658

Lender

Name	HARBORSTONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SKAGIT WA
Recording Date	Mar 11, 2026
Property Address	4461 E DIVISION ST, MOUNT VERNON, WA 98274-9440
Document Number	0000000056
Map Reference	AF 8403190045
Instrument Date	Mar 9, 2026
Instrument	202603110056
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LEANN ST, MOUNT VERNON, WA 98274-9204

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Mar 15, 2018
Property Address	4461 E DIVISION ST, MOUNT VERNON, WA 98274-9440
Document Number	0003150088
Instrument Date	Mar 12, 2018
Instrument	3150088
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	CHICAGO TITLE COMPANY/WA

Transaction

Amount	Amount Recorded
Tax	$6,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4461 E DIVISION ST MOUNT VERNON WA 982749440, MOUNT VERNON, WA 98274-9440

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,611.00 (+287.78%)	$2,966,700 (+130.62%) Land $487,600 Building $2,479,100	$2,966,700 (+130.62%) Land $487,600 Building $2,479,100
2024		$1,286,400 (+210.05%) Land $402,600 Building $883,800	$1,286,400 (+210.05%) Land $402,600 Building $883,800
2021	$3,510.00	$414,900 Land $414,000 Building $900	$414,900 Land $414,000 Building $900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on E Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures