44608 228th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 44608 228th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,040 sqft · built 1980
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Nov 2010)
Tax Bill	$3,465 (2026)
Deeds & Mortgages	May 2018 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222006-9146`

Property Details

APN / Parcel Number

Primary APN	`222006-9146`
Alternative APN	`222006914600`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Lot Area	47,916 sqft
View / Lot	Mountain
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	222006914600
Street Address	44608 228TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-7409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2.5
Legal Description	W 1/2 OF N 1/4 OF W 10 ACS OF S 1/2 OF SW 1/4 OF SW 1/4 LESS BEG NXN S LN THOF WITH E MGN CO RD TH E ALG SD S LN 122 FT TH NWLY TAP ON E MGN CO RD 13 FT N OF POB TH S 13 FT TO POB LESS CO RD
Legal Range	06
Legal Township	20
Legal Section	22
Legal Block	146
Legal Lot Number	222006
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	1
Census Block	1033
Census Tract	31301

Owner

Source: King County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44608 228TH AVE SE, ENUMCLAW, WA 98022-7409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Dec 7, 2018	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2010 · Amount on Record
Deed Sale	Nov 17, 2010 · Amount on Record
Prior Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	20101511
Last Transfer Date	Nov 18, 2019
Transfer Doc	0000000452
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	44608 228TH AVE SE, ENUMCLAW, WA 98022-7409
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001294
Date	May 3, 2018
Instrument	20180503001294

Lender

Name	UMPQUA BANK
Type	Bank
Address	AUBURN, WA 98002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	44608 228TH AVE SE, ENUMCLAW, WA 98022-7409
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000226
Date	Aug 6, 2020
Instrument	20200806000226

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	44608 228TH AVE SE, ENUMCLAW, WA 98022-7409
Document Number	0000001225
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44608 228TH AVE SE ENUMCLAW WA 980227409, ENUMCLAW, WA 98022-7409

Mortgage

Document Number	0000001225
Date	Oct 28, 2019
Instrument	201910281225

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KING WA
Property Address	44608 228TH AVE SE, ENUMCLAW, WA 98022-7409
Document Number	0000000596
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44608 228TH AVE SE ENUMCLAW WA 980227409, ENUMCLAW, WA 98022-7409

Mortgage

Document Number	0000000596
Date	Feb 8, 2019
Instrument	201902080596

Lender

Name	UMPQUA BK
Type	Bank
Address	AUBURN, WA 98002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00 (-14.06%) Senior Citizen's exemption
2025		$775,000 (-1.15%) Land $332,000 Building $443,000	$775,000 (-1.15%) Land $332,000 Building $443,000
2024	$4,032.00 (-46.79%)	$784,000 (+1.55%) Land $226,000 Building $558,000	$784,000 (+1.55%) Land $226,000 Building $558,000
2022	$7,578.00	$772,000 Land $223,000 Building $549,000	$772,000 Land $223,000 Building $549,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1996–2025)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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