4460 Smugglers Dr, Captiva, FL 33924 Property Records

Lee County property record for 4460 Smugglers Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,481 sqft · built 2008
Lot Size	0.215 acres (9,375 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Oct 2025)
Tax Bill	$13,735 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-17-00002.0300`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-17-00002.0300`
Alternative APNs	`05452101000030610` `21054517000020300` `10003601`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,481 sqft Living Area
Gross Area	5,220 sqft
1st Floor Area	1,241 sqft
Upper Floors Area	1,117 sqft
Basement Area	123 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Hip
Roof Material	Metal
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	475 sqft
Carport	Carport
Carport Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	916 sqft
Porch	Open Porch
Porch Area	1,159 sqft
Patio Area	916 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003601
Street Address	4460 SMUGGLERS DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	N END CAPTIVA IS PB 1 PG 61 PT LOT 3 AS DESC IN OR 1076 PG 1356 AKA LOT 30 BLK 2 CASTAWAY KEY
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	17
Legal Block	2
Legal Lot Number	3,30
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1035
Census Tract	80100

Owner

4460 Smugglers Dr is owned by a company that bought it in October 2025.

Source: Lee County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	4460 SMUGGLERS DR, CAPTIVA, FL 33924
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 10, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	2025278880
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 17, 2025
Property Address	4460 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number	0000278880
Instrument Date	Sep 25, 2025
Instrument	2025000278880
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 LEE SHORE LOOP, ORLANDO, FL 32820-1947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1185, OLD FORGE, NY 13420-1185

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 16, 2021
Property Address	4460 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number	0000412779
Instrument Date	Dec 15, 2021
Instrument	2021000412779
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,360.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1185, OLD FORGE, NY 13420-1185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7552 COUNTY ROAD 466, PRINCETON, TX 75407-2248

Mortgage

Document Number	0000412780
Date	Dec 16, 2021
Instrument	2021000412780

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	4460 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number	0000096524
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017
Title Company	NAPLES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3174 STATE ROUTE 28 OLD FORGE NY 13420, OLD FORGE, NY 13420

Mortgage

Document Number	0000096524
Date	May 3, 2017
Instrument	96524

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4460 Smugglers Dr was $13,735, up 776% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,079,125 (+15.4%) Land $119,829 Building $959,296	$1,079,125 (+15.4%) Land $119,829 Building $959,296
2025	$13,735.00 (+775.96%)	$935,143 (+765.83%) Land $123,807 Building $811,336	$935,143 (+765.83%) Land $123,807 Building $811,336
2024	$1,568.00 (-43.7%)	$108,006 (-9.58%) Land $107,996 Building $10	$108,006 (-9.58%) Land $107,996 Building $10
2023	$2,785.00 (-78.63%)	$119,444 (-85.65%) Land $119,434 Building $10	$119,444 (-85.65%) Land $119,434 Building $10
2022	$13,035.00	$832,525 Land $132,500 Building $700,025	$832,525 Land $132,500 Building $700,025

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4460 Smugglers Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 Smugglers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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