San Diego County property record for 4460 San Joaquin St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,513 sqft · built 1995 |
| Lot Size | 0.239 acres (10,418 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,194 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-811-13-00 |
| Primary APN | 157-811-13-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,513 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 10,418 sqft (0.239 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4460 SAN JOAQUIN ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 146 TR 012343 |
| Legal Subdivision | RIVER MDW |
| Legal Tract | 012343 |
| Legal Block | 2 |
| Legal Lot Number | 146 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 18521 |
4460 San Joaquin St is owned and occupied by two individuals who acquired it in October 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4460 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| Oct 29, 2020 | Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 |
| Deed Sale | Oct 29, 2020 |
| Prior Sale | Oct 24, 2011 |
| Deed Document Number | 2020667257 |
| Prior Transfer Date | Aug 5, 2020 |
| Prior Transfer Doc | 0000667257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4460 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4460 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6027 |
| Document Number | 0000338664 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022-0338664 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 29, 2020 |
| Property Address | 4460 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6027 |
| Document Number | 0000667257 |
| Map Reference | MAP 12343 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 2020-0667257 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4460 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6027 |
| Document Number | 0000667258 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-0667258 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4460 San Joaquin St was $3,194 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $454,770 (+2%) Land $210,655 Building $244,115 | |
| 2025 | $3,194.00 | $445,854 Land $206,525 Building $239,329 |
| 2023 | $3,120.00 (-1.27%) | $428,543 Land $198,506 Building $230,037 |
| 2022 | $3,160.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4460 San Joaquin St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4460 San Joaquin St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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