4460 Richards Rd, Davison, MI 48423 Property Records

Genesee County property record for 4460 Richards Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,373 sqft · built 1992
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Apr 2024)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-300-013`

Property Details

APN / Parcel Number

Primary APN	`05-35-300-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,373 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	67,518 sqft (1.55 acres)
Lot Dimensions	450 ft deep x 150 ft wide
Garage Area	1,182 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4460 RICHARDS RD
City	DAVISON
State	MI
Zip	48423-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	A POL BEG S 88 DEG 58 MIN 35 SEC E 1319.10 FT & N 01 DEG 00 MIN 25 SEC E 456.93 FT FROM SW COR OF SEC TH N 88 DEG 57 MIN 35
Legal Range	08E
Legal Township	07N
Legal Section	35
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2008
Census Tract	11601

Owner

Source: Genesee County records · APN 05-35-300-013

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9070 N SAGINAW RD, 321, MOUNT MORRIS, MI 48458-1174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTONE FARM CREDIT SERVICES FLC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
May 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	202428478
Prior Transfer Date	May 26, 2017
Prior Transfer Doc	0000041259
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 25, 2024
Property Address	4460 RICHARDS RD, DAVISON, MI 48423-8725
Document Number	0000028478
Instrument Date	Apr 19, 2024
Instrument	202404250028478
Transaction Type	Transfer
Record Updated	May 02, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 RICHARDS RD, DAVISON, MI 48423-8725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9070 N SAGINAW RD APT 321, 321, MOUNT MORRIS, MI 48458-1174

Mortgage

Document Number	0000028479
Date	Apr 25, 2024
Instrument	202404250028479

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4460 RICHARDS RD, DAVISON, MI 48423-8725
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056539
Date	Aug 12, 2020
Instrument	202008120056539

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 11, 2018
Property Address	4460 RICHARDS RD, DAVISON, MI 48423-8725
Document Number	0000020067
Instrument Date	Apr 06, 2018
Instrument	20067
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,711.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 E NEPESSING ST LAPEER MI 484462318, LAPEER, MI 48446-2318
Investor	Possibly a Property Investor

Mortgage

Document Number	20068
Date	Apr 11, 2018
Instrument	20068

Lender

Name	CASON HOME LOANS
Type	Bank
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 31, 2017
Property Address	4460 RICHARDS RD, DAVISON, MI 48423-8725
Document Number	0000041259
Instrument Date	May 26, 2017
Instrument	41259
Transaction Type	Transfer
Record Updated	Jun 06, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4460 RICHARDS RD DAVISON MI 484238725, DAVISON, MI 48423-8725

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (-60.82%) Homeowner's exemption	$128,000 (+14.08%)	$256,000 (+14.08%)
2024	$3,739.00 (+28.58%)
2023		$112,200	$224,400
2019	$2,908.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), as of February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490116012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · other causes

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 9 locations within half a mile of this property.

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