4460 Pine Ridge Rd, Naples, FL 34119 Property Records

Collier County property record for 4460 Pine Ridge Rd, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,827 sqft · built 1989
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Apr 2022)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`334300 73 04B15`

Property Details

APN / Parcel Number

Primary APN	`334300 73 04B15`
Alternative APN	`37926800001`

Interior

Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	49,223 sqft

Location & Zoning

Street Address	4460 PINE RIDGE RD
City	NAPLES
State	FL
Zip	34119-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 26 W 75FT OF E 150FT OF TR 73,
Legal Range	26
Legal Township	49
Legal Section	15
Legal Subdivision	GOLDEN GATE EST UNIT 26
Legal Tract	73
Legal Block	1
Legal Unit	26
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10408

Owner

4460 Pine Ridge Rd is owned and occupied by an individual who bought it in April 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4460 PINE RIDGE RD, NAPLES, FL 34119-4001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 7, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Deed Document Number	20226232589
Deed Book / Page	6109 / 1594
Prior Transfer Date	Mar 17, 2011
Prior Transfer Doc	0046620529
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jul 22, 2026
Property Address	4460 PINE RIDGE RD, NAPLES, FL 34119-4001
Document Number	0006853771
Book / Page	6612 / 1780
Instrument Date	Jun 22, 2026
Instrument	20266853771
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 PINE RIDGE RD, NAPLES, FL 34119-4001

Mortgage

Document Number	0006853771,
Date	Jul 22, 2026
Book Page	6612/1780
Instrument	20266853771

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 7, 2022
Property Address	4460 PINE RIDGE RD, NAPLES, FL 34119-4001
Document Number	0061091594
Book / Page	6109 / 1594
Map Reference	MB 7 PG 15&16
Instrument Date	Apr 5, 2022
Instrument	6232589
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8375 SIERRA MEADOWS BLVD # BLVD220P, 8375, NAPLES, FL 34113-7338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 PINE RIDGE RD, NAPLES, FL 34119-4001

Mortgage

Document Number	0061091596
Date	Apr 7, 2022
Instrument	6109/1596

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4460 Pine Ridge Rd was $2,825 with a homeowner's exemption, down 16.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,798 (+2.7%)	$322,340 (+15.03%) Land $195,100 Building $127,240
2025	$2,825.00 (-16.47%) Homeowner's exemption	$280,232 Land $229,100 Building $51,132	$280,232 Land $229,100 Building $51,132
2024	$3,382.00 (+1.2%)
2023	$3,342.00 (+230.89%) Homeowner's exemption	$334,390 (+204.28%) Land $168,100 Building $166,290	$334,390 (+11.83%) Land $168,100 Building $166,290
2022	$1,010.00 Homeowner's exemption	$109,894	$299,029 Land $141,855 Building $157,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4460 Pine Ridge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	12 (2017–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 Pine Ridge Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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