Hernando County property record for 4460 Flounder Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,484 sqft · built 2000 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $655,000 (Sep 2025) |
| Tax Bill | $3,162 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0250-0020 |
| Primary APN | R12-223-16-2010-0250-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 450 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00427363 |
|---|---|
| Street Address | 4460 FLOUNDER DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 25 LOT 2 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5630 GEIGER RD NE, PLEASANTVILLE, OH 43148-9766 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 25, 2025 | Affidavit of Death of Joint Tenant, Transfer LANDCASTLE TITLE GROUP LLC, LANDCASTLE TITLE GROUP |
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Nov 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Oct 5, 2006 · Amount on Record |
| Deed Document Number | 202567315 |
| Deed Book / Page | 4614 / 1692 |
| Prior Transfer Date | Nov 2, 2020 |
| Prior Transfer Doc | 0039081898 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 25, 2025 |
| Property Address | 4460 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930 |
| Document Number | 0046141688 |
| Book / Page | 4614 / 1688 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025067313 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | LANDCASTLE TITLE GROUP LLC, LANDCASTLE TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2190 MARINER BLVD, SPRING HILL, FL 34609-3859 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 25, 2025 |
| Property Address | 4460 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930 |
| Document Number | 0046141692 |
| Book / Page | 4614 / 1692 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025067315 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 LANTERN TRCE, HIRAM, GA 30141-5213 |
| Name | Verified Name |
|---|---|
| Address | 5630 GEIGER RD NE, PLEASANTVILLE, OH 43148-9766 |
| Document Number | 0046141694 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 4614/1694 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 5, 2020 |
| Property Address | 4460 FLOUNDER DR, HERNANDO BEACH, FL 34607-2930 |
| Document Number | 0039081898 |
| Book / Page | 003908 / 001898 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 69597 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4460 FLOUNDER DR HERNANDO BEACH FL 346072930, HERNANDO BEACH, FL 34607-2930 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,162.00 (-0.47%) | $233,588 (+2.9%) | $519,701 (-2.28%) Land $153,600 Building $366,101 |
| 2024 | $3,177.00 (+18.99%) Additional exemption filed | $227,005 (+3%) | $531,841 (-2.99%) Land $161,400 Building $370,441 |
| 2023 | $220,393 Land $220,393 | ||
| 2022 | $2,670.00 | $548,210 Land $158,400 Building $389,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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