4460 Diamond St, Apt 4, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4460 Diamond St, Apt 4, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 840 sqft · built 1972
Lot Size	0.022 acres (958 sqft)
Owner	2 Trust Names on File
Last Sale	$619,000 (Feb 2026)
Tax Bill	$9,223 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`034-632-12`

Property Details

APN / Parcel Number

Primary APN	`034-632-12`
Alternative APN	`034-632-12-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4460 DIAMOND ST, 4
City	CAPITOLA
State	CA
Zip	95010-3051
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES
Legal Lot Number	45
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1021
Census Tract	121701

Owner

4460 Diamond St, Apt 4 is held in a trust since February 2026.

Source: Santa Cruz County records, as of September 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1317 DALE AVE, SAN JOSE, CA 95125-3812
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 21, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 21, 2020	Quit Claim Deed, Transfer QUICKEN LNS
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Oct 21, 2022 · Amount on File
Deed Document Number	20264306
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000013621
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4460 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3051
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 DIAMOND ST 4, 4, CAPITOLA, CA 95010-3051

Mortgage

Document Number	0000060539
Date	Dec 15, 2021
Instrument	2021-0060539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 27, 2026
Property Address	4460 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3051
Document Number	0000004306
Map Reference	VOL 53 PG 16
Instrument Date	Feb 20, 2026
Instrument	2026-0004306
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1317 DALE AVE, SAN JOSE, CA 95125-3812

Mortgage

Document Number	0000004307
Date	Feb 27, 2026
Instrument	2026-0004307

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 21, 2022
Property Address	4460 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3051
Document Number	0000028918
Map Reference	MB 53 PG 16
Instrument Date	Oct 10, 2022
Instrument	2022-0028918
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 LOGAN ST, SANTA CRUZ, CA 95062-3607

Mortgage

Document Number	0000028919
Date	Oct 21, 2022
Instrument	2022-0028919

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 21, 2020
Property Address	4460 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3051
Document Number	0000013621
Instrument Date	Apr 15, 2020
Instrument	13621
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 DIAMOND ST #4 CAPITOLA CA 950103051, 4, CAPITOLA, CA 95010-3051

Mortgage

Document Number	13622
Date	Apr 21, 2020
Instrument	13622

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4460 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3051
Document Number	0000012201
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 DIAMOND ST #4 CAPITOLA CA 950103051, 4, CAPITOLA, CA 95010-3051

Mortgage

Document Number	0000012201
Date	May 8, 2019
Instrument	12201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4460 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3051
Document Number	0000000899
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 DIAMOND ST #4 CAPITOLA CA 950103051, 4, CAPITOLA, CA 95010-3051

Mortgage

Document Number	0000000899
Date	Jan 10, 2018
Instrument	899

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4460 Diamond St, Apt 4 was $9,223.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,316 (+2%) Land $504,074 Building $212,242
2025	$9,223.00	$702,270 Land $494,190 Building $208,080
2023	$8,380.00 (+44.36%)	$675,000 Land $475,000 Building $200,000	$593,730
2022	$5,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4460 Diamond St, Apt 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4460 Diamond St, Apt 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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