Habersham County property record for 446 Wyly St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,306 sqft · built 1906 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $905 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 116A032 |
| Primary APN | 116A032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,306 sqft Heated Area |
| Gross Area | 1,907 sqft |
| 1st Floor Area | 1,474 sqft |
| Flooring | Parquet |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 433 sqft |
| Canopy | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 409303 |
|---|---|
| Street Address | 446 WYLY ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-172 TRK 1 PB 29-48 402-544 |
| Legal Tract | 1 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 400 |
446 Wyly St is owned and occupied by an individual.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 WYLY ST, CORNELIA, GA 30531-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 446 Wyly St was $905 with exemptions applied.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $905.00 Homeowner's exemption Senior Citizen's exemption | $69,851 Land $10,050 Building $59,801 | $174,628 Land $25,125 Building $149,503 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $52,256 (+13.64%) Land $8,000 Building $44,256 | $130,640 (+13.64%) Land $20,000 Building $110,640 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $45,984 Land $8,000 Building $37,984 | $114,960 Land $20,000 Building $94,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Wyly St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 Wyly St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband.
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