446 Winter Park Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 446 Winter Park Dr, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,689 sqft · built 1999
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2013)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A962000612`

Property Details

APN / Parcel Number

Primary APN	`A962000612`
Alternative APN	`2-0060-7338-00-0070.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,739 sqft
Basement Area	1,606 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	95 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A962000612
Old Parcel Number	A962000612
Street Address	446 WINTER PARK DR
City	O FALLON
State	MO
Zip	63366-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 70
Legal Range	03E
Legal Township	47N
Legal Subdivision	WINTERHAVEN
Legal Lot Number	70
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1000
Census Tract	311712

Owner

Source: St. Charles County records · APN A962000612

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	446 WINTER PARK DR, O FALLON, MO 63366-5531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2013 · Amount on Record
Deed Sale	Sep 26, 2013 · Amount on Record
Prior Sale	Aug 25, 1999
Deed Document Number	0006098588
Deed Book / Page	6098 / 588
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	446 WINTER PARK DR, O FALLON, MO 63366-5531
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073110947
Date	Jun 03, 2020
Book Page	7311/947
Instrument	20200603000369010

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,357.00	$67,884 (+12.37%)	$357,286 (+12.37%) Land $70,000 Building $287,286
2023		$60,412
2022			$317,959 Land $50,000 Building $267,959

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed, Verizon, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.