446 Winding Oaks Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 446 Winding Oaks Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,000 sqft · built 1991
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$6,024 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`25S-63-0510`

Property Details

APN / Parcel Number

Primary APN	`25S-63-0510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,748 sqft
1st Floor Area	1,365 sqft
Basement Area	220 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	110 ft deep x 73 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	280 sqft
Patio Area	782 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 WINDING OAKS CT
City	BALLWIN
State	MO
Zip	63021-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ARBOR OAKS PLAT ONE 12 8 89 LOT 118
Legal Subdivision	ARBOR OAKS PLAT ONE
Legal Lot Number	118
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3001
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 WINDING OAKS CT, BALLWIN, MO 63021-7376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 6, 2022
Property Address	446 WINDING OAKS CT, BALLWIN, MO 63021-7376
Document Number	0253141820
Book / Page	25314 / 1820
Map Reference	MB 292 PG 61-63
Instrument Date	Jan 3, 2022
Instrument	2022010600036
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	446 WINDING OAKS CT, BALLWIN, MO 63021-7376

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,380 (-) Land $34,300 Building $68,080	$538,800 (-) Land $180,500 Building $358,300
2025	$6,024.00 (+0.05%)	$102,380 (+9.94%) Land $34,300 Building $68,080	$538,800 (+9.94%) Land $180,500 Building $358,300
2024	$6,021.00 (+1.43%)
2023	$5,936.00 (+3.7%)	$93,120 (+13.55%) Land $24,020 Building $69,100	$490,100 (+13.55%) Land $126,400 Building $363,700
2022	$5,724.00	$82,010 Land $20,580 Building $61,430
2021			$431,600 Land $108,300 Building $323,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20