446 Windchase Dr, Munford, TN 38058 Property Records

Tipton County property record for 446 Windchase Dr, Munford, TN 38058

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,351 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2026)
Tax Bill	$2,061 (2022)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084112B A 07400`

Property Details

APN / Parcel Number

Primary APN	`084112B A 07400`
Alternative APN	`112B A 07400`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,351 sqft Living Area
1st Floor Area	2,027 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	446 WINDCHASE DR
City	MUNFORD
State	TN
Zip	38058-6089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: S13
Legal Subdivision	WINDCHASE SEC B
Legal Lot Number	74
Jurisdiction	TIPTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	40303

Owner

Source: Tipton County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 WINDCHASE DR, MUNFORD, TN 38058-6089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK TRUST
Sep 21, 2017	Deed of Trust, Mortgage · VA Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jul 26, 2004 · Amount on Record
Deed Document Number	2026294676
Deed Book / Page	2135 / 318
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 3, 2026
Property Address	446 WINDCHASE DR, MUNFORD, TN 38058-6089
Document Number	0000294676
Book / Page	2135 / 318
Instrument Date	Jul 29, 2026
Instrument	2026294676
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147,611.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 WINDCHASE DR, MUNFORD, TN 38058-6089

Mortgage

Document Number	0000294677,
Date	Aug 3, 2026
Instrument	2026294677

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	446 WINDCHASE DR, MUNFORD, TN 38058-6089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1734902
Date	Sep 21, 2017
Book Page	1734/902
Instrument	207630

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Munford City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,450 (-) Land $15,025 Building $76,425
2023		$91,450 Land $15,025 Building $76,425
2022	$2,061.00
2020			$365,800 Land $60,100 Building $305,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNFORD WATER DEPT serves 10,434 people · EPA ID TN0000490
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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