Nelson County property record for 446 Willisburg Rd, Chaplin, KY 40012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 2000 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2025) |
| Tax Bill | $2,209 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82000-00-068.13 |
| Primary APN | 82000-00-068.13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Basement Area | 280 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 81799 |
|---|---|
| Street Address | 446 WILLISBURG RD |
| City | CHAPLIN |
| State | KY |
| Zip | 40012-8074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 82000-00-068.14 CORNELL DIV TR 13& 14A |
| Legal Subdivision | CORNELL DIV |
| Legal Tract | 13-14A |
| Legal Lot Number | 13,14A |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 930100 |
446 Willisburg Rd is owned by an individual who bought it in February 2025.
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 478 WILLISBURG RD, CHAPLIN, KY 40012-8074 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK |
| Feb 15, 2018 | Deed of Trust, Mortgage THE PEOPLES BANK |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK |
| Jul 3, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on File |
| Deed Sale | Feb 20, 2025 · Amount on File |
| Prior Sale | May 13, 2014 · Amount on File |
| Deed Document Number | 2025907 |
| Deed Book / Page | 609 / 316 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 00D529/450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 446 WILLISBURG RD, CHAPLIN, KY 40012-8074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1198/440 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | M1198/440 |
| Instrument | 2019002199 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | TAYLORSVILLE, KY 40071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 446 WILLISBURG RD, CHAPLIN, KY 40012-8074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1160/345 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | M1160/345 |
| Instrument | 2018001752 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | TAYLORSVILLE, KY 40071 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 2, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 446 WILLISBURG RD, CHAPLIN, KY 40012-8074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1251/540 |
|---|---|
| Date | May 5, 2020 |
| Book Page | M1251/540 |
| Instrument | 2020004642 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | TAYLORSVILLE, KY 40071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 3, 2017 |
| Property Address | 446 WILLISBURG RD, CHAPLIN, KY 40012-8074 |
| Document Number | D529/450 |
| Book / Page | D529 / 450 |
| Map Reference | CAB4 SL130 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017007988 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 446 SWEENY RIDGE RD, CHAPLIN, KY 40012-8082 |
The 2025 property tax bill for 446 Willisburg Rd was $2,209.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 | $203,360 Land $15,000 Building $188,360 | $203,360 Land $15,000 Building $188,360 |
| 2023 | $1,462.00 | $125,750 | $125,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Willisburg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2010–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Willisburg Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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