446 Whitehall Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 446 Whitehall Rd, Chattanooga, TN 37405

Property Summary

Property Type	Townhouse
Details	4 ba · 2,772 sqft · built 2017
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2019)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135C A 001.05`

Property Details

APN / Parcel Number

Primary APN	`135C A 001.05`
Alternative APN	`0000382524`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,772 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft
Lot Dimensions	152 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000382524
Street Address	446 WHITEHALL RD
City	CHATTANOOGA
State	TN
Zip	37405-3746
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 5 THE VIEW AT WHITEHALL PB 78 PG REV 101-108 REV 101-145 REV 108-93 OUT OF 135C-A-1 FOR 2005
Legal Subdivision	VIEW/WHITEHALL
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

446 Whitehall Rd, a townhouse, is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	446 WHITEHALL RD, CHATTANOOGA, TN 37405-3746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 10, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRSTBANK
May 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Deed Document Number	2019071000125
Deed Book / Page	11694 / 193
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	446 WHITEHALL RD, CHATTANOOGA, TN 37405-3746
Document Number	0508000168
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 WHITEHALL RD CHATTANOOGA TN 374053746, CHATTANOOGA, TN 37405-3746

Mortgage

Document Number	0508000168
Date	May 8, 2020
Book Page	011995/000875
Instrument	200508000168

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 10, 2019
Property Address	446 WHITEHALL RD, CHATTANOOGA, TN 37405-3746
Document Number	0710000125
Book / Page	011694 / 000193
Instrument Date	Jul 9, 2019
Instrument	190710000125
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 WHITEHALL RD CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number	710000126
Date	Jul 10, 2019
Book Page	011694/000196
Instrument	190710000126

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	May 19, 2017
Property Address	446 WHITEHALL RD, CHATTANOOGA, TN 37405-3746
Book / Page	011053 / 000427
Instrument Date	May 12, 2017
Instrument	28
Transaction Type	Construction Loan
Record Updated	Jul 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3119 MOUNT PISGAH RD RINGGOLD GA 307365943, RINGGOLD, GA 30736-5943

Mortgage

Document Number	0000000028
Date	May 19, 2017
Book Page	011053/000427
Instrument	28

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 18, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 446 Whitehall Rd was $3,799, up 13.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (+13.91%)	$250,650 (+68.11%)	$1,002,600 (+68.11%) Land $120,000 Building $882,600
2024	$3,335.00	$149,100 (-)	$596,400 (-) Land $90,000 Building $506,400
2023	$3,335.00	$149,100 (-)	$596,400 (-) Land $90,000 Building $506,400
2022	$3,335.00	$149,100	$596,400 Land $90,000 Building $506,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Whitehall Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Whitehall Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whitehall Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures