446 White Cloud Dr, Breckenridge, CO 80424 Property Records

Summit County property record for 446 White Cloud Dr, Breckenridge, CO 80424

Property Summary

Property Type	Residential Vacant Land
Details	5 bd · 4.5 ba · 3,266 sqft · built 1979
Lot Size	0.04 acres (1,721 sqft)
Owner	Company Name on File
Last Sale	$690,000 (Dec 2011)
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Dec 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2371-0630-14-003`

Property Details

APN / Parcel Number

Primary APN	`2371-0630-14-003`
Alternative APN	`500501`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,266 sqft Gross Area
1st Floor Area	991 sqft
2nd Floor Area	955 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,721 sqft (0.04 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 WHITE CLOUD DR
City	BRECKENRIDGE
State	CO
Zip	80424-6929
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	LUD 30-6
Legal Description	LOT 10 SUNRISE RIDGE TOWNHOMES
Legal Subdivision	SUNRISE RIDGE TOWNHOMES
Legal Lot Number	10
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	2
Census Block	2015
Census Tract	403

Owner

446 White Cloud Dr, residential vacant land, is owned by a company that bought it in December 2011.

Source: Summit County records, as of June 16, 2026

Owner of Record	Company Name on File
Mailing Address	500 W 5TH ST, 1000, AUSTIN, TX 78701-3836
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2011 · Amount on File
Deed Sale	Dec 12, 2011 · Amount on File
Deed Document Number	2011981550
Record Updated	Sep 20, 2026

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Dec 12, 2011
Property Address	446 WHITE CLOUD DR, BRECKENRIDGE, CO 80424-6929
Document Number	0000981550
Map Reference	DOC217077
Instrument Date	Dec 9, 2011
Instrument	981550
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,969.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7399-474, BRECKENRIDGE, CO 80424

Mortgage

Document Number	0000981551
Date	Dec 12, 2011
Instrument	981551

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 446 White Cloud Dr was $5,765, down 3.4% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Breckenridge Town
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (-3.39%)	$104,495 (-6.47%)	$1,536,700 Land $681,300 Building $855,400
2024	$5,967.00 (-1.57%)	$111,729 (-)
2023	$6,062.00 (+31.67%)	$111,729 (+39.85%)	$1,667,600 (+45.07%) Land $556,300 Building $1,111,300
2022	$4,604.00	$79,890	$1,149,500 Land $365,311 Building $784,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 White Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 White Cloud Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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