446 Westgate Ave, Bozeman, MT 59718 Property Records

Gallatin County property record for 446 Westgate Ave, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,475 sqft · built 2019
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$559,900 (Jul 2019)
Tax Bill	$4,550 (2026)
Deeds & Mortgages	Mar 2019 Construction Loan Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG70738`

Property Details

APN / Parcel Number

Primary APN	`00RGG70738`
Alternative APNs	`06-0798-09-2-12-31-0000` `R839850`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,475 sqft Living Area
1st Floor Area	1,112 sqft
2nd Floor Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00RGG70738
Street Address	446 WESTGATE AVE
City	BOZEMAN
State	MT
Zip	59718-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT VALLEY WEST PH 4, S09, T02 S, R05 E, LOT 21, ACRES 0.11157, PLAT J-624
Legal Range	05E
Legal Township	02S
Legal Section	09
Legal Subdivision	LAKES AT VALLEY WEST PH 4
Legal Lot Number	21
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	2
Census Block	2001
Census Tract	505

Owner

446 Westgate Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 WESTGATE AVE, BOZEMAN, MT 59718-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 11, 2019	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jan 11, 2019
Deed Document Number	20192650796
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	446 WESTGATE AVE, BOZEMAN, MT 59718-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2640654
Date	Mar 22, 2019
Instrument	2640654

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Dec 22, 2019

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 19, 2019
Property Address	446 WESTGATE AVE, BOZEMAN, MT 59718-2506
Document Number	2650796
Map Reference	PL J-624
Instrument Date	Jul 17, 2019
Instrument	2650796
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 WESTGATE AVE, BOZEMAN, MT 59718-2506

Mortgage

Document Number	2650797
Date	Jul 19, 2019
Instrument	2650797

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 11, 2019
Property Address	446 WESTGATE AVE, BOZEMAN, MT 59718-2506
Document Number	2635777
Instrument Date	Jan 10, 2019
Instrument	2635777
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11388, BOZEMAN, MT 59719-1388
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 446 Westgate Ave was $4,550, up 2.3% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,550.00 (+2.34%)	$921,800 (-)	$921,800 (-) Land $261,568 Building $660,232
2025	$4,446.00	$921,800	$921,800 Land $261,568 Building $660,232
2023	$6,219.00	$966,200	$966,200 Land $292,769 Building $673,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Westgate Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Westgate Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net, Montana Opticom, Verizon.

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