Cleveland County property record for 446 Webb Rd, Shelby, NC 28152 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2010 |
| Square Footage | 2,116 sqft Finished Area |
| Lot Size | 25,876 sqft (0.594 acres) |
| Garage | 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2018) |
| Tax Bill | $2,028.00 (2025) |
Source: Cleveland County records · APN 59545
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 WEBB RD, SHELBY, NC 28152-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Jul 31, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CITYWORTH MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Doc Number | 2018200016405 |
| Deed Book / Page | 1773 / 221 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 446 WEBB RD, SHELBY, NC 28152-9000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0018591721 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 1859/1721 |
| Instrument | 200065397 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 446 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0017730221 |
| Book / Page | 1773 / 0221 |
| Map Reference | MB 29 PG 182 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 200016405 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 PRESTON GROVE AVE, 522, CARY, NC 27513-8410 |
| Name | Verified Name |
|---|---|
| Address | 718 PARK AVE, SHELBY, NC 28150-4044 |
| Document Number | 200016406 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 200016406 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,380 (-) Land $25,000 Building $294,380 | $319,380 (-) Land $25,000 Building $294,380 | |
| 2025 | $2,028.00 | $319,380 (+52.81%) Land $25,000 Building $294,380 | $319,380 (+52.81%) Land $25,000 Building $294,380 |
| 2023 | $209,008 Land $22,500 Building $186,508 | $209,008 Land $22,500 Building $186,508 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 59545 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 2,116 sqft Finished Area |
| Upper Floors | 1,256 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 25,876 sqft (0.594 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Porch Area | 126 sqft Porch |
| Storage Building | 240 sqft Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1320897 |
|---|---|
| Street Address | 446 WEBB RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #27PB29-182CRESTVIEW PH1 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 1 |
| Legal Lot Number | 175 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 951503 |
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