Columbia County property record for 446 Waterloo St, Columbus, WI 53925
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $4,206 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11211-986 |
| Primary APN | 11211-986 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,985 sqft (0.344 acres) |
|---|
| Street Address | 446 WATERLOO ST |
|---|---|
| City | COLUMBUS |
| State | WI |
| Zip | 53925-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT OF OUTLOT 54, COLUMBUS OUTLOTS, DESC AS FOLLOWS: COMM PT 130' N22.5E FROM SE COR SD OL 54; N22.5E 60'; N76W 250'; S22.5W |
| Legal Range | 12E |
| Legal Township | 10N |
| Legal Section | 13 |
| Legal Subdivision | COLUMBUS |
| Legal Lot Number | 54 |
| Jurisdiction | COLUMBIA WI |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 971200 |
Source: Columbia County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 446 WATERLOO ST, COLUMBUS, WI 53925-1769 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS UNION BK |
| Dec 21, 2020 | Deed of Trust, Mortgage NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2013 |
| Transfer Doc | 0000848275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA WI |
| Property Address | 446 WATERLOO ST, COLUMBUS, WI 53925-1769 |
| Document Number | 0000936635 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 446 WATERLOO ST COLUMBUS WI 539251769, COLUMBUS, WI 53925-1769 |
| Document Number | 0000936635 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 936635 |
| Name | FARMERS & MERCHANTS UNION BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, WI 53925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA WI |
| Property Address | 446 WATERLOO ST, COLUMBUS, WI 53925-1769 |
| Document Number | 0000937569 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 446 WATERLOO ST COLUMBUS WI 539251769, COLUMBUS, WI 53925-1769 |
Source: Columbia County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Columbia County |
| Municipality | Columbus City |
| Unified School District | Columbus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,206.00 (+22.41%) Homeowner's exemption | $241,900 (+47.5%) Land $46,300 Building $195,600 | $262,611 (+19.31%) Land $50,264 Building $212,347 |
| 2023 | $3,436.00 Homeowner's exemption | $164,000 Land $35,800 Building $128,200 | $220,100 Land $48,046 Building $172,054 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1993–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS UTILITIES serves 5,173 people · EPA ID WI1110038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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